St. Croix Beach

Full Time Teller – St. Croix, VI

Department: Teller

Job Status: Full Time

FLSA Status: Non Exempt

Grade/Level:

Work Schedule: 32-40 hours per week

Location: St. Croix

Reports To: Office Manager

Amount of Travel Required: Travel between facilities as needed

Positions Supervised: None

Position Summary

Provide service to bank customers by conducting appropriate transactions accurately and efficiently and meeting the needs of customers by referring them to appropriate departments in the bank.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Answer customers’ questions, and explain available services
  • Receive checking and savings deposits: verify cash and endorsements, receive proper identification for cash back, and issue receipts of deposit
  • Examine checks deposited and determine proper funds availability based on regulation requirements and complete Hold Notices
  • Process savings withdrawals
  • Cash checks: verify endorsement, receive proper identification, and ensure validity.
  • Answer basic customer inquiries regarding interest rates, service charges, and account histories while complying with disclosure requirements, regulations and consumer privacy policies
  • Cross-sell bank products and services
  • Refer customers to the proper department for issues that cannot be resolved at the teller line
  • Count cash, coin and roll loose coins
  • Issue cashier’s checks, Travelers Checks (single & multiple signer), process cash advances, and deluxe gift cards.
  • Accept loan payments: verify payment amount and issue receipts
  • Buy and sell currency from the vault as necessary, ensuring that teller drawer cash limits are not exceeded
  • Ensure teller station is properly supplied
  • Balance drawer daily, including periodic batching of cashed checks

Position Qualifications

Education: High School Graduate or General Education Degree (GED)

Experience: One to two years related experience; previous cash handling experience required

Computer Skills: Basic computer skills

St. Croix Beach

Customer Service Specialist – St. Croix, VI

Department: Branch

Job Status: Full Time

FLSA Status: Non Exempt

Grade/Level:

Work Schedule: 32-40 hours per week

Location: St. Croix

Reports To: Office Manager

Amount of Travel Required: Travel between facilities as needed

Positions Supervised: None

Basic Purpose/Function:  Provides superior service to the customers by servicing transactional needs, maintaining confidentiality and responding to customer questions/requests in a timely manner. Process and open new accounts, wire transfers, debit card inquiries and internet banking in compliance with applicable laws, regulations, policies, limits and procedures. Incumbent works under general direction.

Job Functions & Responsibilities :

Assist customers with bank products and other banking transactions including new accounts, stop payments, safe deposit boxes, internet banking and debit cards.

Accept, process, and assist in the input of wire transfer requests, and other funds transfer requests.

Assist in the preparation and administration of the new deposit accounts for risk rating and filing

Prepares TT&L entries daily, process chargebacks and other basket entries including ensuring that all wire and transaction receipts are mailed on a daily basis.

Assist Teller staff in performing general transactions including non-cash transactions, preparation of monetary instruments.

St. Croix Beach

Mortgage Originator – St. Croix, VI

Department: Mortgage Loans

Job Status: Full Time

FLSA Status: Exempt

Grade/Level:

Work Schedule: Monday-Friday; 8:00am-5:00pm

Location: St. Croix, VI

Reports To: Community President

Amount of Travel Required:

Positions Supervised: None

Position Summary

United Fidelity Bank is looking for an experienced NMLS registered Mortgage Loan Originator. Successful candidate will be responsible for identifying, developing and maintaining a network of referral relationships for new mortgage loan opportunities.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Develop relationships with customers, real estate professionals and local community to promote United Fidelity Bank products
  • Interviews and pre-qualifies prospects for mortgage loans according to various program guidelines
  • Orders credit reports and AUS findings on secondary market loans through origination system
  • Collects the required documents at application and during the processing of the loan
  • Will be required to meet minimum production goal on low to moderate income programs

Position Qualifications

Education:

  • High School Diploma or equivalent.
  • 2-5 years’ experience in processing/closing residential mortgages

Experience:

  • High School Diploma or equivalent.
  • Minimum of two years of mortgage lending experience
  • Knowledge of FHA, Fannie Mae and Freddie Mac guidelines
  • Hold NMLS license
  • Proficiency in sales, prospecting and networking

Computer Skills: Knowledge and experience using MS Word, Excel and Outlook

New Career Opportunities

Thank you for your interest in a career with United Fidelity Bank. We are always accepting applications and resumes. Send yours below, or select an available position to apply to that opening.