Personal Checking Accounts

All United Fidelity Bank checking customers receive unlimited check-writing. Be sure to apply for a debit card and ask about our overdraft protection.

Bring us your unused checks from your old financial institution and we will put $10.00 into your United Fidelity Bank account.

For helpful hints on avoiding check scams click here.

No Fee Checking

This non-interest bearing checking account requires NO minimum balance and offers outstanding features.

  • Open an account with $25
  • No monthly service fee
  • No minimum balance required
  • Visa® debit card available
  • FREE first order of United Fidelity Bank specialty checks
  • Unlimited check-writing
  • Itemized monthly statements
  • Direct Deposit available
  • 24-hour ATM access

Checking Plus

The Checking Plus Account earns interest with a $200 minimum balance and offers outstanding features.

  • The $6 monthly service fee will be waived if the daily balance remains above $200
  • Earns interest on balances above $200
  • Visa® debit card available
  • FREE first order of United Fidelity Bank specialty checks
  • Unlimited check-writing
  • Itemized monthly statements
  • Direct Deposit available
  • 24-hour ATM access

Advantage Checking

Our Advantage Checking Account offers customers age 50 and over these great features.

  • Open an account with $25
  • No monthly service fee
  • No minimum balance required
  • Earns interest on balances above $200
  • FREE United Fidelity Bank specialty checks
  • Visa® debit card available
  • Unlimited check-writing
  • Itemized monthly statements
  • Direct Deposit available
  • 24-hour ATM access

The ONE Account

The ONE Account offers you the accessibility of a checking account with the benefits of a tiered interest rate.

  • The $20 monthly service fee will be waived if the daily balance remains above $5,000
  • Tiered interest rates available
  • Visa® debit card available
  • FREE first order of United Fidelity Bank specialty checks
  • Unlimited check-writing
  • Itemized monthly statements
  • Direct Deposit available
  • 24-hour ATM access
  • FREE money orders
  • FREE cashier’s checks

New Day Checking

The perfect “second chance” for those who have been denied a checking account or have had a checking account closed due to special circumstances or past financial challenges. This personal checking account is an affordable alternative to the high fees of check cashing services and money orders. It provides the security of direct deposit.

  • Open an account with $25
  • No minimum balance required
  • A monthly service fee of $8 ends upon request after 12 consecutive months’ activity without an instance of insufficient funds
  • Visa® debit card available after six consecutive months’ activity without an instance of insufficient funds
  • Unlimited check-writing
  • Itemized monthly statements
  • Direct Deposit available
  • 24-hour ATM access

All of our Checking Accounts include:

  • Debit and ATM cards that can be used anywhere Visa® is accepted
  • Unlimited check-writing
  • Itemized monthly statements
  • FREE online banking with Bill Pay
  • Monitor your United Fidelity Bank accounts with Notifi Alerts
  • Mobile application for smartphones and tablet

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.