United Fidelity Bank has a savings plan for all types of savers. Access your money easily with one of our savings account options. You may write checks for larger infrequent purchases with a money market deposit account.
Due to federal regulations, during any month you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized, automatic, telephone, or computer transfer or by check draft, debit card or similar order to a third party.
Statement Savings
A traditional savings account that earns a competitive interest rate. The account is accessed by using personalized deposit and withdrawal slips. Statements are sent quarterly, however, accounts with Electronic Funds Transfers including ATM activity will be sent monthly.
- Open an account with $100
- The $2 monthly service fee will be waived if the daily balance remains above $100
- Earns interest
- 24-hour ATM access if tied to a checking account
- Account can be utilized for overdraft protection
Young Savers
A Young Savers Account is a wonderful tool to teach children the value of money. Money can be added or withdrawn by the custodian at any time.
- Open an account with $5
- No monthly service fee
- Earns interest
- One custodian per account
The Young Savers Account is for youths age 18 and under.
Advantage Savers
The Advantage Savers Account is for customers age 50 and over who want a safe, secure way to save and have complete access to their money.
- Open an account with $100
- No monthly service fee
- Earns interest
- 24-hour ATM access if tied to a checking account
- Account can be utilized for overdraft protection
Money Market Deposit
MMDA is a savings account with the unique feature of check-writing privileges. The customer has total access to their money. There are no restrictions on deposits or in-house withdrawals. This account offers a tiered interest rate on balances above $1,000.
- The $5 monthly service fee will be waived if the daily balance remains above $1,000
- Tiered interest rates available
- Unlimited transactions at any United Fidelity Bank banking center
- Limited check-writing privileges available
- 24-hour ATM access if tied to a checking account
- Account can be utilized for overdraft protection
Personalized checks are available, but not required, for this account. Free checks for customers age 50 and older.
Investment ONE Account
InvestmentONE is a higher interest savings account for larger balances, and offers the unique feature of check-writing privileges. The customer has total access to their account and there are no restrictions on deposits or in-house withdrawals. This account offers a tiered interest rate on balances above $15,000.
- The $20 monthly service fee will be waived if the daily balance remains above $15,000
- Tiered interest rates available
- FREE United Fidelity Bank specialty checks for customers age 50 and older
- Unlimited transactions at any United Fidelity Bank banking center
- Limited check-writing privileges available
- 24-hour ATM access if tied to a checking account
- Account can be utilized for overdraft protection
- FREE cashier’s checks
Personalized checks are available, but not required, for this account.
Investment FlexPlus
Investment FlexPlus Savings is the perfect solution for our customers who desire a higher interest rate account without the restrictions associated with traditional certificates of deposit.
- $25,000 minimum balance required to earn a premium interest rate
- $50 fee per withdrawal
- Earns interest
- United Fidelity Bank checking account required to open
- One FREE withdrawal per month
If the account balance falls below $25,000 then the premium interest rate will be reduced to the Statement Savings rate.
New Day
This is the ideal savings account option for those who have been prevented from opening a savings account or have had a savings account closed due to special circumstances or past financial challenges. The perfect opportunity to begin a New Day of savings for the future!
- Open an account with $25
- No minimum balance required
- Monthly service fee of $8 ends upon request after 12 consecutive months
- Earns interest
Holiday Club
Holiday Club accounts are offered for those customers who want to save for holiday expenses or for any personal need. A Holiday Club can be used as a special savings account for any special dream you may have.
- Open an account with a $5 deposit
- Interest is credited to your account at maturity
- Deposits can be made for any amount and as often as you wish
- Funds will be direct deposited to a designated account prior to the holiday season
There is a $5 service fee each time funds are withdrawn or transferred prior to maturity.
Disclosures will be provided at account opening.
Disclaimer: Products may vary by region.
