Evansville Careers

VP, Compliance Officer – Evansville, IN

Department: Compliance

Job Status: Full Time

FLSA Status: Exempt

Grade/Level: Vice President

Work Schedule: 40+   Monday – Friday 8am – 5pm

Location: Evansville, IN

Reports To: Board Audit Committee & EVP of Risk Management

Amount of Travel Required: Occasional Travel Required

Positions Supervised:

Position Summary

This position is responsible for overseeing the Corporate Compliance Program, functioning as an independent and objective body that reviews and evaluates compliance issues and concerns within the Bank to make sure that the company is in compliance with laws and regulations. This position ensures the Board of Directors, that management and employees are in compliance with the rules and regulations of regulatory agencies and that company policies and procedures are being followed.  This position is also responsible for the strategic planning, organization, implementation and evaluation of the Bank’s compliance functions and develops and maintains a sound, risk-based compliance program that effectively reviews all areas of the bank.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Establish and maintain a risk-based compliance program in cooperation with the Enterprise Risk Officer and Internal Auditor.
  • Monitor and report results of the compliance/ethics efforts of the Bank, and provide guidance for the Board and senior management team on matters relating to compliance.
  • Establish and communicate the strategic direction and supporting objectives of the Compliance Department, ensuring alignment with the Banks mission/vision/values and strategic objectives.
  • Build compliance as an identifiable part of the Banks culture; and promotes the development of an engaging environment of ownership at the various business lines.
  • Advise management on all compliance related issues and risks in order to develop strategies to identify opportunities and/or mitigate risks with new regulations, product, process or service modifications, and specific transactions.
  • Monitor regulatory changes and manages the implementation of new or revised regulations.
  • Compose an annual Compliance Risk Assessment of the organization and designs, implements and manages the organizations annual compliance audit and monitoring plan based upon the risk assessment. Oversees the outsourced compliance auditing function including the annual engagement for approval by Senior Management and the Board of Directors.  Coordinates and scheduling, activities, and procedures.
  • Maintain and develop compliance policies as appropriate. Present compliance policies to the Board of Directors for annual approval, and communicates changes to appropriate staff.
  • Manage regulatory compliance examinations and prepares responses to the Report of Examination.
  • Prepare responses to compliance exam and compliance audit reports for review by Senior Management and the Board of Directors.
  • Coordinate with responsible parties on maintaining the internal exam/audit tracking system to assure corrective actions are in place for compliance exam and audit exceptions. Works with department managers to make improvements to systems in order to correct possible violations; ensures that responses are received.  Provides periodic updates to Senior Management and the Board of Directors.
  • Research, reviews, tracks and responds to complaints and disputes filed with the Bank and State and Federal agencies concerning ethics, rules and general compliance.
  • Supervise the Banks record retention program.
  • Oversee the supplying of non-public information to regulators and hired vendors.
  • Act as Red Flags/Identity Theft Program Administrator.
  • Serve as NMLS Registry Administrator.
  • Collaborate with other departments (e.g., Risk Management, Internal Audit, Human Resources, IT, etc.) to direct compliance issues to appropriate existing channels for investigation and resolution. Consults with the Bank’s attorney as needed to resolve difficult legal compliance issues.
  • Respond to alleged violations of rules, regulations, policies, procedures, and Code of Conduct by evaluating or recommending the initiation of investigative procedures. Develops and oversee a system for uniform handling of such violations.
  • Act as independent review and evaluation body to ensure that compliance issues/concerns within the organization are being appropriately evaluated, investigated, and resolved.
  • Monitor, and as necessary, coordinates compliance activities of other departments to remain abreast of the status of all compliance activities and to identify trends.
  • Identify potential areas of compliance vulnerability and risk; develop/implement corrective action plans for resolution of problematic issues, and provides general guidance on how to avoid or deal with similar situations in the future.
  • Institute and maintain an effective compliance communication program for the organization, including promoting (a) a confidential means of communication for employee, customers, suppliers, and vendors (b) heightened awareness of the Code of Conduct, and (c) understanding of new and existing compliance issues and related policies and procedures.
  • Work with the Human Resources Department and others as appropriate to develop an effective compliance training program, including appropriate introductory training for new employees as well as ongoing training for all employees and managers.
  • Monitor the performance of the Compliance Program and relates activities on a continuing basis, taking appropriate steps to improve its effectiveness.
  • Oversees the Compliance Committee, meetings, projects and activities.

Position Qualifications

Competency Statement(s)

  • Accuracy – Ability to perform work accurately and thoroughly.
  • Analytical Skills – Ability to use thinking and reasoning to solve a problem.
  • Business Acumen – Ability to grasp and understand business concepts and issues.
  • Deductive Reasoning – Ability to apply principles of logical or scientific thinking to a wide range of intellectual and practical problems.
  • Detail Oriented – Ability to pay attention to the minute details of a project or task.
  • Ethical – Ability to demonstrate conduct conforming to a set of values and accepted standards.
  • Honesty / Integrity – Ability to be truthful and be seen as credible in the workplace.
  • Organized – Possessing the trait of being organized or following a systematic method of performing a task.
  • Strategic Planning – Ability to develop a vision for the future and create a culture in which the long range goals can be achieved.
  • Decision Making – Ability to make critical decisions while following company procedures.
  • Problem Solving – Ability to find a solution for or to deal proactively with work-related problems.
  • Accountability – Ability to accept responsibility and account for his/her actions.
  • Autonomy – Ability to work independently with minimal supervision.


SKILLS & ABILITIES

Education :

Bachelor’s Degree (four year college or university), preferably in business, finance or accounting, or equivalent work experience required.

Experience :

Five years or more compliance, banking, or related experience

Computer Skills:  

MS Office


Work Environment: 

Office Environment

Evansville Careers

VP Special Assets – Evansville, IN

Department: Main Office

Job Status: Full Time

FLSA Status: Exempt

Grade/Level:

Work Schedule: 40 hours per week

Location: Headquarters – Evansville, IN

Reports To: EVP of Credit

Amount of Travel Required: Periodic On-site visits

Positions Supervised: None

POSITION SUMMARY

To assist the EVP of Credit with problem asset administration, including problem assets of all regions. Manage accounts and proactively facilitate the resolution of problem loans and other real estate owned, in a cost effective manner.  Minimizes potential losses to the bank by identifying areas of concern, opportunities, reports on potential and/or known issues, recommends process improvements and implements solutions to existing programs in accordance with risk management objectives and corporate budgets.

ESSENTIAL FUNCTIONS

Reasonable Accommodations Statement

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Evaluate cash flow, financial position, guarantor support, and collateral position to determine most effective strategy to maximize collection amount and timeliness.
  • Perform extensive analysis on business and loan risks and apply proper relationship management to either collect all balances and/or rehabilitate relationship.
  • Maintain regular contact with borrowers and/or guarantor and motivate the client to perform on credit contract.
  • Recommend and implement legal action, if necessary, upon default (i.e. foreclosure, levies, attachments, bankruptcies), while ensuring proper collection procedures and techniques are followed and documented in accordance with local, state and federal laws and regulations.
  • Act as liaison between the bank and counsel to ensure legal process is initiated in a timely manner and will perform required actions in accordance to instructions.
  • Review loan documentation or determine perfection of lien and claims against borrowers and guarantors are valid.
  • Ensure collateral is properly insured, free of delinquent taxes and preserved from hazards or damage.
  • Maintain updated collection reports and account communication records on classified loans.
  • Initiate timely recovery actions against charge-off loans and will establish repayment programs, negotiate settlements or legal actions in an effort to recover bank loses.

POSITION QUALIFICATIONS

Competency Statement(s)

  • Accuracy – Ability to perform work accurately and thoroughly.
  • Active Listening – Ability to actively attend to, convey, and understand the comments and questions of others.
  • Communication – both verbal and written – Ability to communicate effectively with others.
  • Problem analysis and problem solving skills.
  • Detail Oriented – Ability to pay attention to the minute details of a project or task.
  • Ethical – Ability to demonstrate conducts conforming to a set of values and accepted standards.
  • Organized – Possessing the trait of being organized or following a systematic method of performing a task.
  • Customer Oriented – Ability to take care of the customers’ needs while following company procedures.
  • Honesty / Integrity – Ability to be truthful and be seen as credible in the workplace.
  • Accountability – Ability to accept responsibility and account for his/her actions.
  • Decision Making – Ability to make critical decisions while following company procedures.

SKILLS & ABILITIES

Education: Bachelors’ Degree in Business Administration or Fiancé or equivalent work experience.

Experience: Must have at least 7 to 9 years’ experience in a commercial workout or commercial banking environment. Prior experience must include direct customer contact.

Computer Skills: Must have extensive PC abilities and good working knowledge of Microsoft Office.

Work Environment: Office Environment

Evansville Careers

Full Time Teller – Evansville, IN

Department: Taskforce

Job Status: Full Time

FLSA Status: Non Exempt

Grade/Level:

Work Schedule: 32-40 hours per week; Saturday rotation is required

Location: Evansville and Tri-State Area

Reports To: Office Manager

Amount of Travel Required: Travel between facilities as needed

Positions Supervised: None

Position Summary

Provide service to bank customers by conducting appropriate transactions accurately and efficiently and meeting the needs of customers by referring them to appropriate departments in the bank.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Answer customers’ questions, and explain available services
  • Receive checking and savings deposits: verify cash and endorsements, receive proper identification for cash back, and issue receipts of deposit
  • Examine checks deposited and determine proper funds availability based on regulation requirements and complete Hold Notices
  • Process savings withdrawals
  • Cash checks: verify endorsement, receive proper identification, and ensure validity.
  • Answer basic customer inquiries regarding interest rates, service charges, and account histories while complying with disclosure requirements, regulations and consumer privacy policies
  • Cross-sell bank products and services
  • Refer customers to the proper department for issues that cannot be resolved at the teller line
  • Count cash, coin and roll loose coins
  • Issue cashier’s checks, Travelers Checks (single & multiple signer), process cash advances, and deluxe gift cards.
  • Accept loan payments: verify payment amount and issue receipts
  • Buy and sell currency from the vault as necessary, ensuring that teller drawer cash limits are not exceeded
  • Ensure teller station is properly supplied
  • Balance drawer daily, including periodic batching of cashed checks

Position Qualifications

Education: High School Graduate or General Education Degree (GED)

Experience: One to two years related experience; previous cash handling experience required

Computer Skills: Basic computer skills

Evansville Careers

Brand Marketing Specialist – Evansville, IN

Department:  Main Office

Job Status: Full Time

Work Schedule: Mon-Fri 8:00 am – 5:00 pm 

Location: Evansville, IN

Reports To: EVP of Retail

Amount of Travel Required: Occasional

Positions Supervised: None

Position Summary

Develop, establish and maintain marketing strategies to meet organizational objectives. Build and maintain the organizations identity and ensure marketing material is representing the company in a positive light. Create, update and enforce brand guidelines so all creative work is cohesive and aligned with the overall look and feel of the organization.  This individual will be behind the scenes helping orchestrate all of the pieces that go into bringing the product to market.  In addition, this individual will be involved in decisions related to creative and content of projects, strategy and alignment of projects, product positioning, concentration and knowledge of target audiences, messaging and branding.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • coordinate marketing and advertising for all regions
  • conduct market research to determine market requirements for existing and future products
  • analysis of current market conditions and competitor information
  • develop and implement marketing plans and projects for new and existing products
  • expand and develop marketing platforms
  • manage the productivity of the marketing plans and projects
  • monitor, review and report on all marketing activity and results
  • develop and manage the marketing budget
  • deliver marketing activity within agreed budget
  • report on return on investment and key performance metrics
  • develop pricing strategy
  • create marketing presentations
  • work closely with the Compliance Officer in all marketing efforts for approval and compliance with the Bank Secrecy Act and other regulations
  • collaborate with the sales function
  • monitor industry best practices
  • review, maintain, and perform updates via WordPress to corporate website and Intranet
  • utilize social media effectively as an advertising tool
  • implement and utilize digital marketing solutions in all regions
  • create or review written communication to be utilized via statement messages, email marketing initiatives, letters, social media, brochures, etc.

Position Qualifications

Education: business or marketing-related degree or equivalent professional qualifications

Experience:

  • technical marketing skills including graphic design
  • experience in all aspects of developing and managing marketing strategies
  • proven experience in customer and market research
  • relevant product and industry knowledge
  • experience with relevant Microsoft Office suite programs including Outlook, Word, Excel, and PowerPoint
  • experience with relevant software applications including Adobe Photoshop, Adobe Illustrator, or equivalent
  • Content management system i.e. WordPress
  • Ability to develop and manage marketing content using interactive displays or video displays
  • Knowledgeable of website design and design best practices
  • Knowledgeable of video marketing

Key Competencies:

  • excellent written and verbal communication skills
  • formal presentation skills
  • organization and planning
  • strategic thinking
  • problem analysis and problem-solving
  • team-leadership
  • persuasiveness
  • adaptability
  • creativity
  • judgment
  • decision-making
New Career Opportunities

Thank you for your interest in a career with United Fidelity Bank. We are always accepting applications and resumes. Send yours below, or select an available position to apply to that opening.