Personal Checking Accounts

All United Fidelity Bank checking customers receive unlimited check-writing. Be sure to apply for a debit card and ask about our overdraft protection.

Bring us your unused checks from your old financial institution and we will put $10.00 into your United Fidelity Bank account.

For helpful hints on avoiding check scams click here.

No Fee Checking

This non-interest bearing checking account requires NO minimum balance and offers outstanding features.

  • Open an account with $25
  • No monthly service fee
  • No minimum balance required
  • Visa® debit card available
  • FREE first order of United Fidelity Bank specialty checks
  • Unlimited check-writing
  • Itemized monthly statements
  • Direct Deposit available
  • 24-hour ATM access

Personal Checking Account

This is our basic checking account that offers these outstanding features:

  • Open an account with $200
  • $5 monthly service fee*
  • FREE unlimited check-writing
  • Checking and ATM debit card
  • Itemized monthly statements

*The $5 monthly service fee will be waived if the daily balance remains above $200.

Advantage Checking

Our Advantage Checking Account offers customers age 50 years and over these great features.

  • Open an account with $25
  • No monthly service fee
  • No minimum balance required
  • Earns interest on balances above $200
  • FREE United Fidelity Bank specialty checks
  • Visa® debit card available
  • Unlimited check-writing
  • Itemized monthly statements
  • Direct Deposit available
  • 24-hour ATM access

NOW Account

The NOW Account earns interest with a $1,500 minimum balance and offers these features:

  • Open an account with $1,500
  • Earns interest with $1,500 minimum balance

The $7.50 monthly service fee will be waived if the daily balance remains above $1,500.

New Day Checking

The perfect “second chance” for those who have been denied a checking account or have had a checking account closed due to special circumstances or past financial challenges. This personal checking account is an affordable alternative to the high fees of check cashing services and money orders. It provides the security of direct deposit.

  • Open an account with $25
  • No minimum balance required
  • A monthly service fee of $8 ends upon request after 12 consecutive months’ activity without an instance of insufficient funds
  • Visa® debit card available after six consecutive months’ activity without an instance of insufficient funds
  • Unlimited check-writing
  • Itemized monthly statements
  • Direct Deposit available
  • 24-hour ATM access

All of our Checking Accounts include:

  • Debit and ATM cards that can be used anywhere Visa® is accepted
  • Unlimited check-writing
  • Itemized monthly statements
  • FREE online banking with Bill Pay
  • Monitor your United Fidelity Bank accounts with Notifi Alerts
  • Mobile application for smartphones and tablet

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.