Disclaimer: Rates may vary by region. * Annual Percentage Rate is calculated based on a loan amount of $95,000 with a 5% down payment, applicable origination fee, mortgage insurance premium, and no prepaid interest collected. APRs for individual loans may vary. Rates are valid as of 12/1/2021. Subject to credit approval. Rates are subject to other terms, conditions and are subject to change without notice. All rates assume a 45 day lock period and require escrow for taxes and insurance.