Personal Checking Accounts

All United Fidelity Bank checking customers receive unlimited check-writing. Be sure to apply for a debit card and ask about our overdraft protection.

For helpful hints on avoiding check scams click here.

Personal Checking

This is our basic checking account that offers these outstanding features.

  • Open an account with $200
  • FREE unlimited check-writing
  • Visa® debit card available
  • Itemized monthly statements

The $5 monthly service fee will be waived if the daily account balance remains above $200.

NOW Account

The NOW Account earns interest with a $1,500 minimum balance and offers these features.

  • Open an account with $1,500
  • Tiered interest rates
  • FREE unlimited check-writing
  • Visa® debit card available

The $7.50 monthly service fee will be waived if the daily account balance remains above $1,500.

The ONE Account

The ONE Account offers you the accessibility of a checking account with the benefits of a tiered interest rate.

  • Open an account with $5,000
  • Tiered interest rates
  • FREE unlimited check-writing
  • Visa® debit card available
  • FREE first order of United Fidelity Bank specialty checks
  • Itemized monthly statements
  • Direct deposit available
  • 24-hour ATM access
  • FREE money orders
  • FREE cashier’s checks

The $20 monthly service fee will be waived if the daily account balance remains above $5,000.

Index Checking

Index Checking offers complete flexibility and access to your funds while earning a premium rate.

  • Earn a premium interest rate with a $250,000 minimum
    balance
  • No monthly service fee
  • FREE unlimited check-writing
  • Visa® debit card available
  • FREE United Fidelity Bank specialty checks
  • Itemized monthly eStatements
  • Monthly direct deposit required
  • 24-hour ATM access

All of our Checking Accounts include:

  • Debit cards that can be used anywhere Visa® is accepted
  • Itemized monthly statements
  • FREE online banking with Bill Pay
  • Monitor your United Fidelity Bank accounts with Notifi Alerts
  • Mobile app for smartphones and tablets

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.