Personal Checking Accounts

All United Fidelity Bank checking customers receive unlimited check-writing. Be sure to apply for a debit card and ask about our overdraft protection.

For helpful hints on avoiding check scams click here.

Personal Checking

This is our basic checking account that offers these outstanding features:

  • Open an account with $200
  • FREE unlimited check writing
  • Visa® debit card available
  • Itemized monthly statements

The $5 monthly service fee will be waived if the daily account balance remains above $200.

NOW Account

The NOW Account earns interest with a $1,500 minimum balance and offers these features:

  • Open an account with $1,500
  • Tiered interest rates
  • FREE unlimited check writing
  • Visa® debit card available

The $7.50 monthly service fee will be waived if the daily account balance remains above $1,500.

The ONE Account

The ONE Account offers you the accessibility of a checking account with the benefits of a tiered interest rate:

  • Open an account with $5,000
  • Tiered interest rates
  • FREE unlimited check writing
  • Visa® debit card available
  • FREE first order of United Fidelity Bank specialty checks
  • Itemized monthly statements
  • Direct deposit available
  • 24-hour ATM access
  • FREE Money Orders
  • FREE Cashier’s Checks

The $20 monthly service fee will be waived if the daily account balance remains above $5,000.

Index Checking

The ONE Account offers you the accessibility of a checking account with the benefits of a tiered interest rate.

Earn a premium interest rate with a $250,000 minimum
balance

  • No monthly service fee
  • FREE unlimited check writing
  • Visa® Debit Card available
  • FREE United Fidelity Bank specialty checks
  • Itemized monthly eStatements
  • Monthly direct deposit required
  • 24-hour ATM access

All of our Checking Accounts include:

  • Debit cards that can be used anywhere Visa® is accepted
  • Itemized monthly statements
  • FREE online banking with Bill Pay
  • Monitor your United Fidelity Bank accounts with Notifi Alerts
  • Mobile app for smartphones and tablets

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.