Personal Checking Accounts

All United Fidelity Bank checking customers receive unlimited check-writing. Be sure to apply for a debit card and ask about our overdraft protection.

Bring us your unused checks from your old financial institution and we will put $10.00 into your United Fidelity Bank account.

For helpful hints on avoiding check scams click here.

Personal Checking

  • Open an account with $250
  • The $7.50 monthly service fee will be waived if the daily balance remains above $250
  • Account does not earn interest
  • Unlimited check writing
  • Visa®  Debit Card available
  • Itemized monthly statements

Senior Checking

Our Senior Checking Account offers customers age 55 and over the convenience of the Personal Checking account plus many extras:

  • Open an account with $50
  • No minimum balance required
  • Unlimited check writing
  • Visa® Debit Card available
  • Itemized monthly statements

NOW Account

Our NOW Account earns interest with $1,500 minimum balance and offers these features:

  • The $14 monthly service fee will be waived if the daily balance remains above $1,500
  • Earns interest
  • Only $.20 per check charge
  • Visa® Debit Card available
  • Itemized monthly statements

The $14 monthly service fee will be waived if the daily balance remains above $1,500.

The ONE Account

The ONE Account offers you the accessibility of a checking account with the benefits of a tiered interest rate.

  • The $20 monthly service fee will be waived if the daily balance remains above $5,000
  • Tiered interest rates available
  • No minimum balance required
  • Visa® Debit Card available
  • FREE first order of United Fidelity Bank specialty checks
  • Unlimited check writing
  • Itemized monthly statements
  • Direct Deposit available
  • 24-hour ATM access
  • FREE Money Orders
  • FREE Cashiers’ Checks

Student Checking

This non-interest bearing checking account for full-time or part-time students age 25 and under requires NO minimum balance and offers outstanding features.

  • Open an account with $25
  • No monthly service fee
  • No minimum balance required
  • Visa® Debit Card available
  • FREE first order of United Fidelity Bank specialty checks
  • Unlimited check writing
  • Itemized monthly statements
  • Direct Deposit available
  • 24-hour ATM access

All of our Checking Accounts include:

  • Debit and ATM cards that can be used anywhere Visa® is accepted
  • Unlimited check writing
  • Itemized monthly statements
  • FREE online banking with Bill Pay
  • Monitor your United Fidelity Bank accounts with Notifi Alerts
  • Mobile application for Smartphones and tablets

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.