Personal Checking Accounts

All United Fidelity Bank checking customers receive unlimited check-writing. Be sure to apply for a debit card and ask about our overdraft protection.

For helpful hints on avoiding check scams click here.

No Fee Checking

This non-interest bearing checking account offers these outstanding features:

  • Open an account with a $25 deposit
  • No minimum balance required
  • FREE first order of United Fidelity Bank specialty checks
  • FREE unlimited check writing
  • Visa® Debit Card available
  • Itemized monthly statements
  • FREE Online Banking with Bill Pay
  • Monitor your United Fidelity Bank accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Direct Deposit available
  • 24-hour ATM access

There is no monthly service fee with this account.

Personal Checking

This is our basic checking account that offers these features:

  • Open an account with a $200 deposit
  • Non-interest bearing
  • FREE unlimited check-writing
  • Visa® Debit Card available
  • Itemized monthly statements
  • FREE Online Banking with Bill Pay
  • Monitor your United Fidelity Bank accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Direct Deposit available
  • 24-hour ATM access

The $5 monthly service fee will be waived if the daily account balance remains above $200.

Advantage Checking

Our Advantage Checking account offers customers age 50 and over these great features:

  • Open an account with a $25 deposit
  • No minimum balance required
  • Earns interest with a $200 minimum balance
  • FREE United Fidelity Bank specialty checks
  • FREE unlimited check writing
  • Visa® Debit Card available
  • Itemized monthly statements
  • FREE Online Banking with Bill Pay
  • Monitor your United Fidelity Bank accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Direct Deposit available
  • 24-hour ATM access

There is no monthly service fee with this account.

NOW Account

The NOW Account offers the following features:

  • Open an account with a $1,500 deposit
  • Tiered interest rates
  • FREE unlimited check writing
  • Visa® Debit Card available
  • Itemized monthly statements
  • FREE Online Banking with Bill Pay
  • Monitor your United Fidelity Bank accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Direct Deposit available
  • 24-hour ATM access

The $7.50 monthly service fee will be waived if the daily account balance remains above $1,500.

Index Checking

Index Checking offers complete flexibility and access to your funds while earning a premium rate. This account offers the following features:

  • Open an account with a $250,000 deposit
  • No minimum balance required
  • Tiered interest rates
  • Monthly direct deposit required
  • FREE United Fidelity Bank specialty checks
  • FREE unlimited check writing
  • Visa® Debit Card available
  • Itemized monthly eStatements (eStatements required with this account)
  • FREE Online Banking with Bill Pay
  • Monitor your United Fidelity Bank accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • 24-hour ATM access

There is no monthly service fee with this account.

New Day Checking

The perfect “second chance” for those who had been denied a checking account, had one closed due to special circumstances, or had past financial challenges. This account offers the following features:

  • Open an account with a $25 deposit
  • No minimum balance required
  • Non-interest bearing
  • FREE unlimited check writing
  • Visa® Debit Card available after six consecutive months’ activity without an instance of insufficient funds
  • Itemized monthly statements
  • FREE Online Banking with Bill Pay
  • Monitor your United Fidelity Bank accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Direct Deposit available
  • 24-hour ATM access

The monthly service fee of $8 ends upon request after 12 consecutive months’ activity without an instance of insufficient funds.

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.