Business Checking Accounts

As your business partner, United Fidelity Bank can help you meet the challenges of managing your business in today’s competitive environment. We offer a variety of commercial banking services, plus the convenience and personal attention that only a community bank can provide.

Small Business
Checking

Our Small Business Checking is a simplified checking solution for your business and offers the following features:

  • No minimum balance required
  • The first 150 items are processed FREE each month*
  • Visa® Debit Card available
  • Itemized monthly statements
  • FREE Online Banking
  • Bill Pay available upon request
  • Monitor your United Fidelity Bank accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Merchant processing available, giving you the opportunity to increase sales by accepting credit cards for customer payments

There is no monthly service fee for this account.

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check within a deposit. Monthly transaction volumes in excess of 150 individual items processed will be charged at $.50 per item. Service charges resulting from transaction volumes are posted on the 15th of the following month and reflected on the monthly account statement.

Business Relationship
Checking

Our Business Relationship Checking offers you and your company access to our full line of professional banking services and the following features:

  • The first 300 items are processed FREE each month*
  • Visa® Debit Card available
  • Itemized monthly statements
  • FREE Online Banking
  • Bill Pay available upon request
  • Monitor your United Fidelity Bank accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

The $20 monthly service fee will be waived if the daily account balance remains above $5,000.

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check written within a deposit. Monthly transaction volumes in excess of 300 individual items will be charged at $.25 per item. Service charges resulting from transaction volumes are posted on the 15th of the following month and reflected on the monthly account statement.

Business Performance
Checking

Our Business Performance Checking offers the growing business owner the following features:

  • The first 1,000 items are processed FREE each month*
  • Visa® Debit Card available
  • Itemized monthly statements
  • FREE Online Banking
  • Bill Pay available upon request
  • Monitor your United Fidelity Bank accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play

The $25 monthly service fee will be waived if the daily account balance remains above $15,000.

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check written within a deposit. Monthly transaction volumes in excess of 1,000 individual items will be charged at $.50 per item. Service charges resulting from transaction volumes are posted on the 15th of the following month and reflected on the monthly account statement.

Business Analysis
Checking

Our Business Analysis Checking offers the business owner a competitive checking account with easy-to-read itemized statements and the following features:

  • No minimum balance required
  • Balances receive an earnings credit based on a competitive market rate, which reduces or offsets service charges
  • Visa® Debit Card available
  • Itemized monthly statements
  • FREE Online Banking
  • Bill Pay available upon request
  • Monitor your United Fidelity Bank accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

The monthly service fees are based on transaction volume, and are calculated through account analysis.*

*There is a monthly service fee of $6; a per debit/check fee and per credit/deposit fee of $.15; item deposit fee of $.05 and an earning credit reserve of 10%; no FDIC charges. Service charges resulting from transaction volumes are posted on the 15th of the following month and reflected on the monthly account statement.

Business Plus
Checking

Business Plus Checking offers the business owner a competitive interest rate and the following features:

  • Open an account with a $5,000 deposit
  • Earns interest
  • The first 150 items are processed FREE each month*
  • Visa® Debit Card available
  • Itemized monthly statements
  • FREE Online Banking
  • Bill Pay available upon request
  • Monitor your United Fidelity Bank accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play

The $20 monthly service fee will be waived if the daily account balance remains above $5,000.

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check written within a deposit. Monthly transaction volumes in excess of 150 individual items will be charged at $.25 per item. Service charges resulting from transaction volumes are posted on the 15th of the following month and reflected on the monthly account statement.

Disclaimer: Products may vary by region.