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Certificates of Deposit

Earn More Interest Now

United Fidelity Bank has a savings plan for all types of savers. Commit your money to increased earnings with
a Certificate of Deposit (CD). Earn higher interest rates with our CD’s that offer a variety of terms and balances.

Short Term Certificates of Deposit

Short term certificates with terms of less than 1 year are available. Certificates have fixed rates and terms, and require a minimum deposit. These certificates automatically renew upon maturity at current rates. Customers have a ten (10) calendar day grace period at maturity to make additions, withdrawals or other changes without incurring a penalty.

Long Term Certificates of Deposit

Long term certificates with terms of 1-5 years are available. Certificates have fixed rates and terms, and require a minimum deposit. These certificates automatically renew upon maturity at current rates. Customers have a ten (10) calendar day grace period at maturity to make additions, withdrawals or other changes without incurring a penalty.

To learn more about United Fidelity Bank’s flexible product options and competitive rates call: 1-800-280-8280 Monday-Friday: 8 am to 5 pm CT, or visit your local banking center to get started or open an account. Click on the button below to find a United Fidelity Bank location near you, open an account, or find out what to do if your certificate is maturing.

Open an Account Frequently Asked Questions What To Do When Your CD Matures

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.

Featured Terms & Rates

10-month CD Term 4.05% APY*
18 Month CD Term 4.15% Annual Percentage Yield
24-Month CD Term 4.20% Annual Percentage Yield
36 Month CD Term 4.20% Annual Percentage Yield
48-Month CD Term 4.20% Annual Percentage Yield
60-Month CD Term 4.20% Annual Percentage Yield

*Annual Percentage Yields current as of 6/5/2026. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Rates are subject to change at any time. A minimum deposit of $1,000 is required to open a CD. CDs renew automatically to a standard rate in effect at the time of renewal unless instructed otherwise. See associate for details.

Routing #286371663

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Call 1-800-280-8280 for assistance Monday-Friday 7 am to 5 pm (CT)
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