Personal Checking Accounts

Find the Right Checking Account for You

Easily manage your hard-earned money and enjoy worry-free banking with one of our checking accounts.
Discover which account is right for you by reviewing the benefits listed below.

No Fee Checking

This non-interest-bearing checking account offers these outstanding features:

There is no monthly service fee with this account.

New Day Checking

The perfect “second chance” for those who had been denied a checking account, had one closed due to special circumstances, or had past financial challenges. This account offers the following features:

  • Open an account with a $25 deposit
  • No minimum balance required
  • Non-interest bearing
  • FREE unlimited check writing
  • Visa® Debit Card available after 6 consecutive months’ activity without an instance of insufficient funds
  • Itemized monthly statements
  • FREE Online Banking with Bill Pay
  • Monitor your accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Direct Deposit available
  • 24-hour ATM access

The monthly service fee of $8 ends upon request after 12 consecutive months’ activity without an instance of insufficient funds.

Advantage Checking

Our Advantage Checking account offers customers age 50 and over these great features:

  • Open an account with a $25 deposit
  • Earns interest with a $200 minimum balance
  • FREE United Fidelity Bank specialty checks
  • FREE unlimited check writing
  • Visa® Debit Card available
  • Itemized monthly statements
  • FREE Online Banking with Bill Pay
  • Monitor your accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Direct Deposit available
  • 24-hour ATM access

There is no monthly service fee with this account.

Elevate Checking

Our high-yield checking account allows you to customize your interest rate, so you can keep your finances headed in the right direction. This account offers the following features:

  • Open an account with a $25 deposit
  • Must complete minimum of 6 posted and cleared debit card Point-of-Sale (POS) purchases per statement cycle to earn interest
  • FREE unlimited check writing
  • Visa® Debit Card available
  • FREE Online Banking with Bill Pay
  • Monitor your accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • 24-hour ATM access

The $5 monthly service fee will be waived if the daily account balance remains above $500. Paper statement fee of $5 if eStatements not utilized.

Checking Plus

Our Checking Plus account is interest bearing and offers these outstanding features:

  • Open an account with a $200 deposit
  • Earns interest with a $200 minimum balance
  • FREE first order of United Fidelity Bank specialty checks
  • FREE unlimited check writing
  • Visa® Debit Card available
  • Itemized monthly statements
  • FREE Online Banking with Bill Pay
  • Monitor your accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Direct Deposit available
  • 24-hour ATM access

The $6 monthly service fee will be waived if the daily account balance remains above $200.

The ONE Account

The ONE Account offers you these outstanding features:

  • Open an account with a $5,000 deposit
  • Tiered interest rates
  • FREE first order of United Fidelity Bank specialty checks
  • FREE unlimited check writing
  • Visa® Debit Card available
  • Itemized monthly statements
  • FREE Online Banking with Bill Pay
  • Monitor your accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Direct Deposit available
  • 24-hour ATM access
  • FREE Money Orders
  • FREE Cashier’s Checks

The $20 monthly service fee will be waived if the daily account balance remains above $5,000.

Index Checking

Index Checking offers complete flexibility and access to your funds while earning a premium rate. This account offers the following features:

  • Open an account with a $250,000 deposit
  • No minimum balance required
  • Tiered interest rates
  • Monthly Direct Deposit required
  • FREE United Fidelity Bank specialty checks
  • FREE unlimited check writing
  • Visa® Debit Card available
  • Itemized monthly eStatements (eStatements required with this account)
  • FREE Online Banking with Bill Pay
  • Monitor your accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Direct Deposit available
  • 24-hour ATM access

There is no monthly service fee with this account.

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.