Whether you opened your United Fidelity Bank Certificate of Deposit (CD) online or at a banking center, here’s what to expect at maturity.

What to do when renewing a CD

No action is required. Your CD will renew automatically for the same term on its maturity date, and the rate will adjust to the current listed rate.

If you wish to modify your CD term

Please fill out and submit our CD Change of Terms Request form. You can find the form here.

• You have a 10-day grace period following your CD’s maturity to submit the form and make any changes. If no action is taken within that window, your CD will renew automatically for the same term on its maturity date, and the rate will adjust to the current listed rate.

Withdrawing from a CD opened online

Please complete and submit the CD Closure Request form. You can find the form here.

• You have a 10-day grace period following your CD’s maturity to submit the form and make any changes. If no action is taken within that window, your CD will renew automatically for the same term on its maturity date, and the rate will adjust to the current listed rate.
• Once we receive your request to close your CD and it reaches its maturity date, we’ll transfer the amount you specify — either a partial withdrawal or the full balance, including interest — to an account you specify on the closure form.

Withdrawing from a CD opened in a banking center

Visit your local banking center on the day your CD matures or anytime during the 10-day grace period to request its closure and let us know how you’d like the funds disbursed.