Business Checking Accounts

As your business partner, United Fidelity Bank can help you meet the challenges of managing your business in today’s competitive environment. We offer a variety of commercial banking services, plus the convenience and personal attention that only a community bank can provide.

Small Business
Intro Checking

This account gives the small business owner the benefit of a six-month “analysis period”.

  • No monthly service fee
  • No minimum balance required
  • The first 750 items are processed FREE each month*
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

At the end of the six-month period, our experienced business banking advisors will assist you in developing the most effective long-term financial services program for your company.

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check within a deposit. Monthly transaction volumes in excess of 750 individual items processed will be charged at $.50 per item.

Small Business
Checking

Our Small Business Checking offers competitive pricing and convenient itemized monthly statements. Other features include:

  • No monthly service fee
  • No minimum balance required
  • The first 150 items are processed FREE each month*
  • Merchant processing available, giving you the opportunity to increase sales by accepting credit cards for customer payments

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check within a deposit. Monthly transaction volumes in excess of 150 individual items processed will be charged at $.50 pet item.

Business Relationship
Checking

Our Business Relationship Checking offers you and your company access to our full line of professional banking services and benefits.

  • A monthly service fee of $20 will be assessed unless the account balance remains above $5,000 OR the business retains a minimum of $100.000 in loans
  • The first 300 items are processed FREE each month*
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check written within a deposit. Monthly transaction volumes in excess of 300 individual items will be charged at $.25 per item.

Business Performance
Checking

Our Business Performance Checking offers the growing business owner these featured benefits.

  • A monthly service fee of $25 will be assessed unless the account balance remains above $15,000 OR the business retains a minimum of $100,000 in loans
  • The first 1,000 items are processed FREE each month*

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check written within a deposit. Monthly transaction volumes in excess of 1,000 individual items will be charged at $.50 per item.

Business Analysis
Checking

Our Business Analysis Checking offers the business owner a competitive checking account with easy to read itemized statements.

  • No minimum balance required
  • Monthly service fees are based on transaction volume, and are calculated through account analysis*
  • Balances receive an earnings credit based on a competitive market rate, which reduces or offsets service charges
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

*There is a monthly service fee of $6; a per debit/check fee and per credit/deposit fee of $.15; item deposit fee of $.05 and an earning credit reserve of 10%; no FDIC charges.

Statement Savings
Business

A $100 minimum balance is required to open this account.

  • Earns interest
  • Access to ATMs if tied to a United Fidelity Bank checking account

The $2 monthly service fee will be waived if the daily balance remains above $100.

Business Money
Market

Our Business Money Market Account is designed exclusively for the business owner and features a competitive interest rate.

  • Open an account with $2,500
  • Earns interest with a $2,500 minimum balance
  • Unlimited transactions at any United Fidelity Bank banking center
  • May make six outside transactions each month

The $10 monthly service fee will be waived if the daily balance remains above $2,500.

BusinessONE

Our BusinessONE Account is a money market account designed exclusively for the business owner. It features a competitive interest rate with a $25,000 minimum balance and full liquidity.

  • The $25 monthly service fee will be waived if the daily balance remains above $25,000
  • Tiered interest rates available
  • Unlimited transactions at any United Fidelity Bank banking center
  • Limited check-writing privileges available
  • 24-hours ATM access if tied to a checking account
  • Account can be utilized for overdraft protection

Disclaimer: Products may vary by region.