United Fidelity Bank has a savings plan for all types of savers. Access your money easily with one of our savings account options. You may write checks for larger infrequent purchases with a money market deposit account.
Due to federal regulations, savings accounts have a limit of six (6) withdrawals per statement cycle. Withdrawals include transfers from a savings account to another account or to third parties by pre-authorized, automatic or computer transfer. Withdrawals in person or at an ATM are unlimited.
Statement Savings
A traditional savings account that earns a competitive interest rate. The account is accessed by using personalized deposit and withdrawal slips. Statements are sent quarterly; however, accounts with Electronic Funds Transfers, including ATM activity, will be sent monthly.
- Open an account with $100
- Earns interest
- 24-hour ATM access if tied to a checking account
- Account can be utilized for overdraft protection
The $2 monthly service fee will be waived if the daily account balance remains above $100.
United Savings
An interest-bearing savings account, which can be accessed at the ATM if tied to a checking account for after-hours banking.
- Open an account with $250
- Earns interest
- First 12 withdrawals are FREE
- 24-hour ATM access if tied to a checking account
- Unlimited transactions at United Fidelity Bank locations
- Account can be utilized for overdraft protection
The $6 monthly service fee will be waived if the daily account balance remains above $250. First 12 withdrawals per month are free. Each additional withdrawal will incur a fee of $5 per transaction.
Personal Money Market
The Personal Money Market is a savings account with check writing privileges.
- Open an account with $2,500
- Earn a competitive interest rate with a $2,500 minimum balance
- Unlimited transactions at United Fidelity Bank locations
- May make up to six outside transactions each month
The $10 monthly service fee will be waived if the daily account balance remains above $2,500.
Investment FlexPlus
Investment FlexPlus is the perfect solution for our customers who desire a higher interest rate account without the restrictions associated with traditional Certificates of Deposit.
- Earn a premium interest rate with a $25,000 minimum balance
- United Fidelity Bank checking account required to open
- One FREE withdrawal per month
If the account balance falls below $25,000 then the interest rate will be reduced to the Statement Savings rate. One free withdrawal per month. Additional withdrawals will incur a $50 fee per transaction.
Holiday Club
Holiday Club accounts are offered for those customers who want to save for holiday expenses or for any personal need. A Holiday Club can be used as a special savings account for any special dream you may have.
- Open an account with a $5 deposit
- Interest is credited to your account at maturity
- Deposits can be made for any amount and as often as you wish
- Funds will be direct deposited to a designated account prior to the holiday season
There is a $5 service fee each time funds are withdrawn or transferred prior to maturity.
Disclosures will be provided at account opening.
Disclaimer: Products may vary by region.
