Personal Savings Accounts

United Fidelity Bank has a savings plan for all types of savers. Access your money easily with one of our savings account options. You may write checks for larger infrequent purchases with a money market deposit account.

Due to federal regulations, savings accounts have a limit of six (6) withdrawals per statement cycle. Withdrawals include transfers from a savings account to another account or to third parties by pre-authorized, automatic or computer transfer. Withdrawals in person or at an ATM are unlimited.

Statement Savings

A traditional savings account that earns a competitive interest rate. The account is accessed by using personalized deposit and withdrawal slips. Statements are sent quarterly; however, accounts with Electronic Funds Transfers, including ATM activity, will be sent monthly.

  • Open an account with $100
  • Earns interest
  • 24-hour ATM access if tied to a checking account
  • Account can be utilized for overdraft protection

The $2 monthly service fee will be waived if the daily account balance remains above $100.

United Savings

An interest-bearing savings account, which can be accessed at the ATM if tied to a checking account for after-hours banking.

  • Open an account with $250
  • Earns interest
  • First 12 withdrawals are FREE
  • 24-hour ATM access if tied to a checking account
  • Unlimited transactions at United Fidelity Bank locations
  • Account can be utilized for overdraft protection

The $6 monthly service fee will be waived if the daily account balance remains above $250. First 12 withdrawals per month are free. Each additional withdrawal will incur a fee of $5 per transaction.

Personal Money Market

The Personal Money Market is a savings account with check writing privileges.

  • Open an account with $2,500
  • Earn a competitive interest rate with a $2,500 minimum balance
  • Unlimited transactions at United Fidelity Bank locations
  • May make up to six outside transactions each month

The $10 monthly service fee will be waived if the daily account balance remains above $2,500.

Investment FlexPlus

Investment FlexPlus is the perfect solution for our customers who desire a higher interest rate account without the restrictions associated with traditional Certificates of Deposit.

  • Earn a premium interest rate with a $25,000 minimum balance
  • United Fidelity Bank checking account required to open
  • One FREE withdrawal per month

If the account balance falls below $25,000 then the interest rate will be reduced to the Statement Savings rate. One free withdrawal per month. Additional withdrawals will incur a $50 fee per transaction.

Holiday Club

Holiday Club accounts are offered for those customers who want to save for holiday expenses or for any personal need. A Holiday Club can be used as a special savings account for any special dream you may have.

  • Open an account with $5
  • There is a $5 processing charge each time funds are withdrawn or transferred prior to maturity
  • Funds will be direct deposited prior to the holiday season
  • Interest is credited to your account at maturity
  • No deposit restrictions

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.