Business Checking Accounts

As your business partner, United Fidelity Bank can help you meet the challenges of managing your business in today’s competitive environment. We offer a variety of commercial banking services, plus the convenience and personal attention that only a community bank can provide.

Emerald Business Checking

Emerald Business Checking is a basic checking account that offers these outstanding features:

  • Open an account with $100
  • The first 150 items are processed FREE each month*
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

The $12 monthly service fee will be waived if the daily account balance remains above $3,000. *Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check written within a deposit. Monthly transaction volumes in excess of 150 individual items will be charged at $.50 per item.

Commercial NOW

The Commercial NOW account is a checking account designed exclusively for the business owner. It features a competitive interest rate and offers full liquidity:

  • Open an account with $1,500
  • Earns interest
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

The $17.50 monthly service fee will be waived if the daily account balance remains above $1,500.

Business Analysis Checking

Our Business Relationship Checking offers the business owner a competitive checking account with easy to read itemized statements:

  • No minimum balance required
  • Monthly service fees are based on transaction volume, and are calculated through account analysis*
  • Balances receive an earnings credit based on a competitive market rate, which reduces or offsets service charges
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

*There is a monthly service fee of $6; a per debit/check fee and per credit/deposit fee of $.15; item deposit fee of $.05 and an earnings credit reserve of .25%; no FDIC charges.

Community Investment Checking

Start earning money for your nonprofit with this unique interest bearing checking account:

  • No monthly service fee
  • No minimum balance required
  • Earns interest
  • The first 750 items are processed FREE each month*
  • Must have 501 status

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check written within a deposit. Monthly transaction volumes in excess of 750 individual items will be charged at $.50 per item.

Disclaimer: Products may vary by region.