Personal Savings Accounts

United Fidelity Bank has a savings plan for all types of savers. Access your money easily with one of our savings account options. You may write checks for larger infrequent purchases with a money market deposit account.

Due to federal regulations, savings accounts have a limit of six (6) withdrawals per statement cycle. Withdrawals include transfers from a savings account to another account or to third parties by pre-authorized, automatic or computer transfer. Withdrawals in person or at an ATM are unlimited.

Regular Statement Savings

An interest-bearing savings account, which can be linked to the ATM if tied to a checking account for after-hours banking.

  • $250 minimum balance required
  • The $6 monthly service fee will be waived if the daily balance remains above $250
  • Earns interest
  • $5 fee per withdrawal over 12
  • 24-hour ATM access if tied to a checking account
  • Unlimited transactions at United Fidelity Bank locations
  • Account can be utilized for overdraft protection

Senior Savings

The Senior Savings Account is for customers age 55 and over who want a safe, secure way to save and have complete access to their money.

  • No monthly service fee
  • Earns interest
  • 24-hour ATM access if tied to a checking account
  • Account can be utilized for overdraft protection

Young Savers

A Young Savers Account is a wonderful tool to teach children the value of money. Money can be added or withdrawn by the custodian at any time.

  • Open an account with $5
  • No monthly service fee
  • Earns interest
  • One custodian per account
  • The Young Savers Account is for youths ages 18 and under

Personal Money Market

The Personal Money Market Account is a savings account with check-writing privileges.

  • Open an account with $2,500
  • The $16.50 monthly service fee will be waived if the daily balance remains above $2,500
  • Earns a competitive interest rate with a $2,500 minimum balance
  • May make up to six outside transactions each month

Investment FlexPlus

Investment FlexPlus Savings is the perfect solution for our customers who desire a higher interest rate account without the restrictions associated with traditional Certificates of Deposit.

  • $25,000 minimum balance required to earn a premium interest rate
  • $50 fee per withdrawal
  • Earns interest
  • United Fidelity Bank checking account required to open
  • One FREE withdrawal per month

If the account balance falls below $25,000 then the premium interest rate will be reduced to the Regular Statement Savings rate.

Christmas Club

Christmas Club accounts are offered for those customers who want to save ahead for holiday expenses or for any personal need. A Christmas Club can be used as a special savings account for any special dream you may have.

  • Open an account with $5
  • There is a $5 processing charge each time funds are withdrawn or transferred prior to maturity
  • Funds will be direct deposited prior to the holiday season
  • Interest is credited to your account at maturity

Deposits can be made for any amount and as often as you wish.

Vacation Club

Vacation Club accounts are offered for those customers who want to save for a dream vacation or for any personal need.

  • Open an account with $5
  • There is a $5 processing charge each time funds are withdrawn or transferred prior to maturity
  • Funds will be direct deposited during the month of March
  • Interest is credited to your account at maturity

Deposits can be made for any amount and as often as you wish.

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.