Business Checking Accounts

As your business partner, United Fidelity Bank can help you meet the challenges of managing your business in today’s competitive environment. We offer a variety of commercial banking services, plus the convenience and personal attention that only a community bank can provide.

Small Business
Intro Checking

This account gives the small business owner the benefit of a six-month “analysis period.”

  • No monthly service fee
  • No minimum balance required
  • The first 750 items are processed FREE each month*
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

At the end of the six-month period, our experienced business banking advisors will assist you in developing the most effective long-term financial services program for your company.

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check within a deposit. Monthly transaction volumes in excess of 750 individual items processed will be charged at $.50 per item.

Small Business
Checking

Our Small Business Checking offers competitive pricing and convenient itemized monthly statements. Other features include:

  • Open an account with $500
  • No minimum balance required
  • Monthly service fee of $12.50
  • $0.40 fee per deposit
  • $0.20 fee per debit
  • $0.75 fee per ACH
  • The first 150 items are processed FREE each month*
  • Merchant processing available, giving you the opportunity to increase sales by accepting credit cards for customer payments

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check within a deposit.

Business
Checking

Our Business Checking offers you and your company access to our full line of professional banking services and benefits.

  • Open an account with $500
  • No minimum balance required
  • A monthly service fee of $17.50 will be assessed unless the account balance remains above $5,000 OR the business retains a minimum of $100,000 in loans
  • $0.40 fee per deposit
  • $0.25 fee per debit
  • $1.50 fee per ACH
  • Itemized monthly statements
  • Ultimate Access online business banking
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

Business Performance
Checking

Our Business Performance Checking offers the growing business owner these featured benefits.

  • A monthly service fee of $25 will be assessed unless the account balance remains above $15,000 OR the business retains a minimum of $100,000 in loans
  • The first 1,000 items are processed FREE each month*

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check written within a deposit. Monthly transaction volumes in excess of 1,000 individual items will be charged at $.50 per item.

Business Special
Analysis Checking

Our Business Special Analysis Checking offers the business owner a competitive checking account with easy to read itemized statements.

  • No minimum balance required
  • Monthly service fees are based on transaction volume, and are calculated through account analysis*
  • Balances recieve an earnings credit based on a competitive market rate, which reduces or offsets service charges
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

*There is a monthly service fee of $6; a per debit/check fee and per credit/deposit fee of $.15; item deposit fee of $.05 and an earning credit reserve of 10%; no FDIC charges.

Commercial NOW

The Commercial NOW Account is a checking account designed exclusively for the business owner. It features a competitive interest rate and offers full liquidity.

  • The $17.50 monthly service fee will be waived if the daily balance remains above $1,500
  • Earns interest
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

Disclaimer: Products may vary by region.