Evansville Careers

Full Time Teller-Evansville, IN

Full Time Teller – Evansville, IN

Department: Branch

Job Status: Full Time

FLSA Status: Non-Exempt

Grade/Level:

Work Schedule: 32-40 hours per week; Saturday rotation is required

Location: Evansville, IN

Reports To: Office Manager

Amount of Travel Required: Travel to branches as needed

Positions Supervised: None

Position Summary

Provide service to bank customers by conducting appropriate transactions accurately and efficiently and meeting the needs of customers by referring them to appropriate departments in the bank.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Answer customers’ questions, and explain available services
  • Receive checking and savings deposits: verify cash and endorsements, receive proper identification for cash back, and issue receipts of deposit
  • Examine checks deposited and determine proper funds availability based on regulation requirements and complete Hold Notices
  • Process savings withdrawals
  • Cash checks: verify endorsement, receive proper identification, and ensure validity.
  • Answer basic customer inquiries regarding interest rates, service charges, and account histories while complying with disclosure requirements, regulations and consumer privacy policies
  • Cross-sell bank products and services
  • Refer customers to the proper department for issues that cannot be resolved at the teller line
  • Count cash, coin and roll loose coins
  • Issue cashier’s checks, Travelers Checks (single & multiple signer), process cash advances, and deluxe gift cards.
  • Accept loan payments: verify payment amount and issue receipts
  • Buy and sell currency from the vault as necessary, ensuring that teller drawer cash limits are not exceeded
  • Ensure teller station is properly supplied
  • Balance drawer daily, including periodic batching of cashed checks

Position Qualifications

Education: High School Graduate or General Education Degree (GED)

Experience: One to two years related experience; previous cash handling experience required

Computer Skills: Basic Computer Skills

Evansville Careers

Office Manager-Evansville, IN

Office Manager – Evansville, IN

Department: Branch

Job Status: Full Time

FLSA Status: Exempt

Grade/Level:

Work Schedule: 40+ hours per week; Saturday rotation required

Location: Evansville, IN

Reports To: SVP, Branch Administration

Amount of Travel Required: Occasional travel between locations

Positions Supervised: CSS & Tellers

Position Summary

Responsible for the supervision and development of branch personnel. Responsible for providing service to bank customers by conducting appropriate transactions accurately and efficiently and meeting the needs of customers.  Monitors branch activities and opens all types of accounts.  Performs functions such as cross selling products, making referrals and resolving customer problems; provides branch support in operations, procedures and compliance issues.  Manage the daily operations of the branch.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Manage the daily operations of the branch
  • Supervise branch personnel; ensure bank policies and procedures are followed
  • Open and close the branch; maintain security policies and procedures
  • Performs teller duties on an as needed basis
  • Provides on-the-job training and coaching for tellers
  • Provides supervisor override when necessary
  • Assists tellers in locating cash discrepancies: assists with unusual window transactions and answers difficult customer questions
  • Verifies money received or sent for deposit in the financial institution vault at designated times
  • Balances vault/branch on a daily basis and maintains cash limits set for the branch
  • Supervises vault operations and procedures. Audits vault on a quarterly basis and works with branch personnel on weekly cash orders
  • Performs a variety of customer service transactions, such as account holds, file maintenance of accounts, name and address change requests and check reorders
  • Opens new accounts including checking, savings, CDs, IRAs, and HSAs
  • Cross-sells other financial institution services such as other deposit accounts, consumer and mortgage loans, IRAs, HSAs, safe deposit boxes, and traveler’s checks
  • Address customer problems and complaints; counsels customers with problems or disagreements with the bank’s policies and procedures
  • Prepares and distributes end-of-the-month branch loan, referral and gift card reports
  • Accepts applications for consumer and mortgage loans
  • Ensures that the branch is properly stocked with forms, supplies, etc.
  • Manages and track branch referral program

Position Qualifications

Education: Associate’s Degree (two year college or technical school)

Experience: Two to four years related experience

Computer Skills: MS Office

Evansville Careers

BSA Analyst-Evansville, IN

BSA Analyst- Evansville, IN

Department: BSA

Job Status: Full Time

FLSA Status: Exempt

Grade/Level:

Work Schedule: Monday-Friday 8:00am-5:00pm

Location: Headquarters-Evansville, IN

Reports To: BSA Officer

Amount of Travel Required: Occasional travel is required

Positions Supervised: None

Position Summary

This position is responsible for the monitoring of bank wide financial activity to ensure the detection of suspicious activity and compliance with Bank Secrecy Act (BSA) related laws.  Perform analysis and conduct investigations to ensure compliance with BSA, Office of Foreign Assets Control (OFAC) and the USA PATRIOT Act.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Research and prepare SAR related documents; prepare a narrative summary of findings to report to the BSA Officer
  • Review CTRs daily and prepare for e-file within the required time frame
  • Monitor high risk, high cash volume customers/transactions to determine suspicious activity and assess risk
  • Maintain updated policies, procedures and technologies to ensure compliance with BSA regulations including customer and enhanced due diligence requirements
  • Manage procedures for the preparation of currency transactions reports, the maintenance of the records of monetary instruments sold for cash and fund transfers, the exemption of customers from cash transaction reporting, compliance with OFAC, handling of section 314(a) requests, adherence to the Customer Identification Program, and the reporting of suspicious transactions
  • Provide assistance and support during internal audits and regulatory exams
  • Ensure that audit and regulatory examination findings are addressed and corrected in a timely manner
  • Assist customers with fraud and/or identity theft
  • Complete various bank reports on a monthly, quarterly and annual basis
  • Assist the BSA Officer as needed, including coordinating compliance review activities with third-party reviewers

Position Qualifications

Education: Bachelor’s Degree (four year college or university) desired but not required

Experience:

  • Bachelor’s degree or equivalent work experience
  • Two to four years BSA experience in BSA/AML transaction monitoring
  • Strong working knowledge of banking regulations

Computer Skills: MS Office

Evansville Careers

Mortgage Processor-Evansville, IN

Mortgage Processor – Evansville, IN

Department: Mortgage Loans

Job Status: Full Time

FLSA Status: Non-Exempt

Grade/Level:

Work Schedule: Monday- Friday 8:00am-5:00pm

Location: Evansville, IN

Reports To: Mortgage Processing Manager

Amount of Travel Required: As Needed

Positions Supervised: None

Position Summary

Responsible for obtaining, processing and reviewing all required loan documentation needed for loan approval which includes all applicable income, asset, property information, federal and state disclosures, etc. Successful candidate will facilitate ordering of all third party services including but not limited to appraisal, title, flood, etc. This is an associate level role that works under moderate guidance and has no formal leadership responsibility for a team at this time.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Responsible for processing all types of residential and consumer loan applications.
  • Responsible for preparing preliminary disclosures and closing documents on all loan applications.
  • Reviews all documentation necessary for loan approval for accuracy and completeness, and updates all data in the Loan Origination System when necessary.
  • Places third party vendor orders for appraisals, titles and other loan specific requirements pertaining to federal and state guidelines.
  • Assists in responding to questions from consumers throughout the loan process, facilitates scheduling of loan closing.
  • Follows-up on outstanding documentation needed for the file.
  • Submit completed loan package to lenders for approval.
  • Stays informed on trends and developments in the local real estate market, as well as changing rules and regulations pertaining to both conventional and government-insured mortgages.
  • Maintain positive working relationship with loan originators, realtors, builders and customers.
  • Performs additional responsibilities as needed.

Position Qualifications

Education: High School Diploma or equivalent

Experience:

  • 3-5 years’ experience in processing/closing residential mortgages
  •  Must be extremely organized, analytical and detail oriented

Computer Skills: Knowledge and experience using MS Word, Excel and Outlook

We Are Always Accepting Applications and Resumes

Thank you for your interest in a career with United Fidelity Bank. We are always accepting applications and resumes. Send yours below, or select an available position to apply to that opening.