Evansville Careers

Compliance Officer-Evansville, IN

Compliance Officer – Evansville, IN

Department: Compliance

Job Status: Full Time

FLSA Status: Exempt

Grade/Level: Vice President

Work Schedule: Monday-Friday 8:00am-5:00pm

Location: Evansville, IN

Reports To: Board of Directors & VP of Internal Audit

Amount of Travel Required: Occasional travel is required

Positions Supervised:

Position Summary

This position is responsible for overseeing the Corporate Compliance Program, functioning as an independent and objective body that reviews and evaluates compliance issues and concerns within the Bank to make sure that the company is in compliance with laws and regulations. This position ensures the Board of Directors that management and employees are in compliance with the rules and regulations of regulatory agencies and that company policies and procedures are being followed. This position is also responsible for the strategic planning, organization, implementation and evaluation of the Bank’s compliance functions and develops and maintains a sound, risk-based compliance program that effectively reviews all areas of the bank.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Establish and maintain a risk-based compliance program in cooperation with the Enterprise Risk Officer and Internal Auditor.
  • Monitor and report results of the compliance/ethics efforts of the Bank, and provide guidance for the Board and senior management team on matters relating to compliance.
  • Establish and communicate the strategic direction and supporting objectives of the Compliance Department, ensuring alignment with the Banks mission/vision/values and strategic objectives.
  • Build compliance as an identifiable part of the Banks culture; and promotes the development of an engaging environment of ownership at the various business lines.
  • Advise management on all compliance related issues and risks in order to develop strategies to identify opportunities and/or mitigate risks with new regulations, product, process or service modifications, and specific transactions.
  • Monitor regulatory changes and manages the implementation of new or revised regulations.
  • Compose an annual Compliance Risk Assessment of the organization and designs, implements and manages the organizations annual compliance audit and monitoring plan based upon the risk assessment. Oversees the outsourced compliance auditing function including the annual engagement for approval by Senior Management and the Board of Directors. Coordinates and scheduling, activities, and procedures.
  • Maintain and develop compliance policies as appropriate. Present compliance policies to the Board of Directors for annual approval, and communicates changes to appropriate staff.
  • Manage regulatory compliance examinations and prepares responses to the Report of Examination.
  • Prepare responses to compliance exam and compliance audit reports for review by Senior Management and the Board of Directors.
  • Coordinate with responsible parties on maintaining the internal exam/audit tracking system to assure corrective actions are in place for compliance exam and audit exceptions. Works with department managers to make improvements to systems in order to correct possible violations; ensures that responses are received. Provides periodic updates to Senior Management and the Board of Directors.
  • Research, reviews, tracks and responds to complaints and disputes filed with the Bank and State and Federal agencies concerning ethics, rules and general compliance.
  • Supervise the Banks record retention program.
  • Oversee the supplying of non-public information to regulators and hired vendors.
  • Act as Red Flags/Identity Theft Program Administrator.
  • Serve as NMLS Registry Administrator.
  • Collaborate with other departments (e.g., Risk Management, Internal Audit, Human Resources, IT, etc.) to direct compliance issues to appropriate existing channels for investigation and resolution. Consults with the Bank’s attorney as needed to resolve difficult legal compliance issues.
  • Respond to alleged violations of rules, regulations, policies, procedures, and Code of Conduct by evaluating or recommending the initiation of investigative procedures. Develops and oversee a system for uniform handling of such violations.
  • Act as independent review and evaluation body to ensure that compliance issues/concerns within the organization are being appropriately evaluated, investigated, and resolved.
  • Monitor, and as necessary, coordinates compliance activities of other departments to remain abreast of the status of all compliance activities and to identify trends.
  • Identify potential areas of compliance vulnerability and risk; develop/implement corrective action plans for resolution of problematic issues, and provides general guidance on how to avoid or deal with similar situations in the future.
  • Institute and maintain an effective compliance communication program for the organization, including promoting (a) a confidential means of communication for employee, customers, suppliers, and vendors (b) heightened awareness of the Code of Conduct, and (c) understanding of new and existing compliance issues and related policies and procedures.
  • Work with the Human Resources Department and others as appropriate to develop an effective compliance training program, including appropriate introductory training for new employees as well as ongoing training for all employees and managers.
  • Monitor the performance of the Compliance Program and relates activities on a continuing basis, taking appropriate steps to improve its effectiveness.
  • Oversees the Compliance Committee, meetings, projects and activities.

Position Qualifications

Education: Bachelor’s Degree (four year college or university), preferably in business, finance or accounting, or equivalent work experience required.

Experience: Five years or more compliance, banking or related experience 

Computer Skills: MS Office

Evansville Careers

Community Executive-Evansville, IN

Community Executive-Evansville, IN

Department: Branch

Job Status: Full Time

FLSA Status: Exempt

Grade/Level:

Work Schedule: 40+ hours per week

Location: Evansville, IN

Reports To: SVP, Branch Administration

Amount of Travel Required: Occasional travel between locations and to customers

Positions Supervised:

Position Summary

This position is responsible for building, developing and maintaining profitable lending, deposit and other business relationships with new and existing customers. Performs functions such as cross selling products, making referrals and resolving customer problems; provides branch support as needed.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Open and close the branch as needed; maintain security policies and procedures
  • Performs a variety of customer service transactions, such as account holds, file maintenance of accounts, name and address change requests and check reorders
  • Open new accounts including checking, savings, CDs, IRAs, and HSAs  and mortgage loans, IRAs, HSAs, safe deposit boxes, and traveler’s checks
  • Address customer problems and complaints; counsels customers with problems or disagreements with the bank’s policies and procedures
  • Accept applications for consumer and mortgage loans
  • Responsible for developing new loan and depository business from prospects and expanding current client relationships to meet the bank’s loan and deposit goals.
  • Serve as Relationship Manager for a portfolio of high net worth individuals.
  • Cross-sell other bank related products.
  • Addresses and solves client concerns, claims and queries, ensuring that the process of customer claim resolution is administered efficiency.
  • Coordinates with multiple departments to exceed customer service expectations
  • Keeps abreast of current banking products and services, as well as the processes associated to the delivery of these products and services.

Position Qualifications

Education: Associate’s Degree (two year college or technical school)

Experience: 8+ years related experience

Computer Skills: MS Office

Evansville Careers

Full Time Teller-Evansville, IN

Full Time Teller – Evansville, IN

Department: Branch

Job Status: Full Time

FLSA Status: Non-Exempt

Grade/Level:

Work Schedule: 32-40 hours per week; Saturday rotation is required

Location: Evansville, IN

Reports To: Office Manager

Amount of Travel Required: Travel to branches as needed

Positions Supervised: None

Position Summary

Provide service to bank customers by conducting appropriate transactions accurately and efficiently and meeting the needs of customers by referring them to appropriate departments in the bank.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Answer customers’ questions, and explain available services
  • Receive checking and savings deposits: verify cash and endorsements, receive proper identification for cash back, and issue receipts of deposit
  • Examine checks deposited and determine proper funds availability based on regulation requirements and complete Hold Notices
  • Process savings withdrawals
  • Cash checks: verify endorsement, receive proper identification, and ensure validity.
  • Answer basic customer inquiries regarding interest rates, service charges, and account histories while complying with disclosure requirements, regulations and consumer privacy policies
  • Cross-sell bank products and services
  • Refer customers to the proper department for issues that cannot be resolved at the teller line
  • Count cash, coin and roll loose coins
  • Issue cashier’s checks, Travelers Checks (single & multiple signer), process cash advances, and deluxe gift cards.
  • Accept loan payments: verify payment amount and issue receipts
  • Buy and sell currency from the vault as necessary, ensuring that teller drawer cash limits are not exceeded
  • Ensure teller station is properly supplied
  • Balance drawer daily, including periodic batching of cashed checks

Position Qualifications

Education: High School Graduate or General Education Degree (GED)

Experience: One to two years related experience; previous cash handling experience required

Computer Skills: Basic Computer Skills

Evansville Careers

Office Manager-Evansville, IN

Office Manager – Evansville, IN

Department: Branch

Job Status: Full Time

FLSA Status: Exempt

Grade/Level:

Work Schedule: 40+ hours per week; Saturday rotation required

Location: Evansville, IN

Reports To: SVP, Branch Administration

Amount of Travel Required: Occasional travel between locations

Positions Supervised: CSS & Tellers

Position Summary

Responsible for the supervision and development of branch personnel. Responsible for providing service to bank customers by conducting appropriate transactions accurately and efficiently and meeting the needs of customers.  Monitors branch activities and opens all types of accounts.  Performs functions such as cross selling products, making referrals and resolving customer problems; provides branch support in operations, procedures and compliance issues.  Manage the daily operations of the branch.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Manage the daily operations of the branch
  • Supervise branch personnel; ensure bank policies and procedures are followed
  • Open and close the branch; maintain security policies and procedures
  • Performs teller duties on an as needed basis
  • Provides on-the-job training and coaching for tellers
  • Provides supervisor override when necessary
  • Assists tellers in locating cash discrepancies: assists with unusual window transactions and answers difficult customer questions
  • Verifies money received or sent for deposit in the financial institution vault at designated times
  • Balances vault/branch on a daily basis and maintains cash limits set for the branch
  • Supervises vault operations and procedures. Audits vault on a quarterly basis and works with branch personnel on weekly cash orders
  • Performs a variety of customer service transactions, such as account holds, file maintenance of accounts, name and address change requests and check reorders
  • Opens new accounts including checking, savings, CDs, IRAs, and HSAs
  • Cross-sells other financial institution services such as other deposit accounts, consumer and mortgage loans, IRAs, HSAs, safe deposit boxes, and traveler’s checks
  • Address customer problems and complaints; counsels customers with problems or disagreements with the bank’s policies and procedures
  • Prepares and distributes end-of-the-month branch loan, referral and gift card reports
  • Accepts applications for consumer and mortgage loans
  • Ensures that the branch is properly stocked with forms, supplies, etc.
  • Manages and track branch referral program

Position Qualifications

Education: Associate’s Degree (two year college or technical school)

Experience: Two to four years related experience

Computer Skills: MS Office

Evansville Careers

BSA Analyst-Evansville, IN

BSA Analyst- Evansville, IN

Department: BSA

Job Status: Full Time

FLSA Status: Exempt

Grade/Level:

Work Schedule: Monday-Friday 8:00am-5:00pm

Location: Headquarters-Evansville, IN

Reports To: BSA Officer

Amount of Travel Required: Occasional travel is required

Positions Supervised: None

Position Summary

This position is responsible for the monitoring of bank wide financial activity to ensure the detection of suspicious activity and compliance with Bank Secrecy Act (BSA) related laws.  Perform analysis and conduct investigations to ensure compliance with BSA, Office of Foreign Assets Control (OFAC) and the USA PATRIOT Act.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Research and prepare SAR related documents; prepare a narrative summary of findings to report to the BSA Officer
  • Review CTRs daily and prepare for e-file within the required time frame
  • Monitor high risk, high cash volume customers/transactions to determine suspicious activity and assess risk
  • Maintain updated policies, procedures and technologies to ensure compliance with BSA regulations including customer and enhanced due diligence requirements
  • Manage procedures for the preparation of currency transactions reports, the maintenance of the records of monetary instruments sold for cash and fund transfers, the exemption of customers from cash transaction reporting, compliance with OFAC, handling of section 314(a) requests, adherence to the Customer Identification Program, and the reporting of suspicious transactions
  • Provide assistance and support during internal audits and regulatory exams
  • Ensure that audit and regulatory examination findings are addressed and corrected in a timely manner
  • Assist customers with fraud and/or identity theft
  • Complete various bank reports on a monthly, quarterly and annual basis
  • Assist the BSA Officer as needed, including coordinating compliance review activities with third-party reviewers

Position Qualifications

Education: Bachelor’s Degree (four year college or university) desired but not required

Experience:

  • Bachelor’s degree or equivalent work experience
  • Two to four years BSA experience in BSA/AML transaction monitoring
  • Strong working knowledge of banking regulations

Computer Skills: MS Office

Evansville Careers

Mortgage Processor-Evansville, IN

Mortgage Processor – Evansville, IN

Department: Mortgage Loans

Job Status: Full Time

FLSA Status: Non-Exempt

Grade/Level:

Work Schedule: Monday- Friday 8:00am-5:00pm

Location: Evansville, IN

Reports To: Mortgage Processing Manager

Amount of Travel Required: As Needed

Positions Supervised: None

Position Summary

Responsible for obtaining, processing and reviewing all required loan documentation needed for loan approval which includes all applicable income, asset, property information, federal and state disclosures, etc. Successful candidate will facilitate ordering of all third party services including but not limited to appraisal, title, flood, etc. This is an associate level role that works under moderate guidance and has no formal leadership responsibility for a team at this time.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Responsible for processing all types of residential and consumer loan applications.
  • Responsible for preparing preliminary disclosures and closing documents on all loan applications.
  • Reviews all documentation necessary for loan approval for accuracy and completeness, and updates all data in the Loan Origination System when necessary.
  • Places third party vendor orders for appraisals, titles and other loan specific requirements pertaining to federal and state guidelines.
  • Assists in responding to questions from consumers throughout the loan process, facilitates scheduling of loan closing.
  • Follows-up on outstanding documentation needed for the file.
  • Submit completed loan package to lenders for approval.
  • Stays informed on trends and developments in the local real estate market, as well as changing rules and regulations pertaining to both conventional and government-insured mortgages.
  • Maintain positive working relationship with loan originators, realtors, builders and customers.
  • Performs additional responsibilities as needed.

Position Qualifications

Education: High School Diploma or equivalent

Experience:

  • 3-5 years’ experience in processing/closing residential mortgages
  •  Must be extremely organized, analytical and detail oriented

Computer Skills: Knowledge and experience using MS Word, Excel and Outlook

We Are Always Accepting Applications and Resumes

Thank you for your interest in a career with United Fidelity Bank. We are always accepting applications and resumes. Send yours below, or select an available position to apply to that opening.