Rates & Terms*

Effective: 4/2/2021
Fort Walton and Destin, Florida

Money Market Account Rates

TIER INTEREST RATE APY**
Tier I (more than $100,000.00) 0.50% 0.50%
Tier II ($25,000.01 - $100,000.00) 0.35% 0.35%
Tier III ($10,000.01 - $25,000.00) 0.25% 0.25%
Tier IV ($2,500.01 - $10,000.00) 0.15% 0.15%
Tier V ($0.00 - $2,500.00) 0.05% 0.05%

Fixed Rate CD Rates

TERM INTEREST RATE APY**
30 Days 0.05% 0.05%
91 Days 0.45% 0.45%
182 Days 0.50% 0.50%
10 Month 0.55% 0.55%
12 Month 0.60% 0.60%
18 Month 0.65% 0.65%
21 Month 0.75% 0.75%
24 Month 0.65% 0.65%
30 Month 0.65% 0.65%
36 Month 0.75% 0.75%
48 Month 0.80% 0.80%
60 Month 0.95% 0.95%

Savings Account Rates

ACCOUNT TYPE INTEREST RATE APY**
First Savings 0.05% 0.05%
Relationship Savings 0.10% 0.10%
Investment FlexPlus
- Tier 1 (more than $24,999) 0.50% 0.50%
- Tier II ($0.00 - $24,999) 0.10% 0.10%

IRA Rates

TERM INTEREST RATE APY**
12 Month Variable 0.50% 0.50%
12 Month Fixed-Rate 0.50% 0.50%
24 Month Fixed-Rate 0.65% 0.65%

Checking Account Rates

ACCOUNT TYPE INTEREST RATE APY**
City Club Relationship Banking
- Tier I (more than $50,000) 0.40% 0.40%
- Tier II ($0.00 - $50,000) 0.25% 0.25%
Index Checking
- Tier I (more than $249,999) 0.75% 0.75%
- Tier II ($0.00 - $249,999) 0.05% 0.05%

Member FDIC

*All products are priced daily and subject to change without notice. Fees could reduce earnings.

**APY=Annual Percentage Yield.

Additional information is available from any of our Customer Service Representatives.

Products and rates may vary by region.