Rates & Terms*
Effective: 4/2/2021
Fort Walton and Destin, Florida
Money Market Account Rates
| TIER | INTEREST RATE | APY** |
|---|---|---|
| Tier I (more than $100,000.00) | 0.50% | 0.50% |
| Tier II ($25,000.01 - $100,000.00) | 0.35% | 0.35% |
| Tier III ($10,000.01 - $25,000.00) | 0.25% | 0.25% |
| Tier IV ($2,500.01 - $10,000.00) | 0.15% | 0.15% |
| Tier V ($0.00 - $2,500.00) | 0.05% | 0.05% |
Fixed Rate CD Rates
| TERM | INTEREST RATE | APY** |
|---|---|---|
| 30 Days | 0.05% | 0.05% |
| 91 Days | 0.45% | 0.45% |
| 182 Days | 0.50% | 0.50% |
| 10 Month | 0.55% | 0.55% |
| 12 Month | 0.60% | 0.60% |
| 18 Month | 0.65% | 0.65% |
| 21 Month | 0.75% | 0.75% |
| 24 Month | 0.65% | 0.65% |
| 30 Month | 0.65% | 0.65% |
| 36 Month | 0.75% | 0.75% |
| 48 Month | 0.80% | 0.80% |
| 60 Month | 0.95% | 0.95% |
Savings Account Rates
| ACCOUNT TYPE | INTEREST RATE | APY** |
|---|---|---|
| First Savings | 0.05% | 0.05% |
| Relationship Savings | 0.10% | 0.10% |
| Investment FlexPlus | ||
| - Tier 1 (more than $24,999) | 0.50% | 0.50% |
| - Tier II ($0.00 - $24,999) | 0.10% | 0.10% |
IRA Rates
| TERM | INTEREST RATE | APY** |
|---|---|---|
| 12 Month Variable | 0.50% | 0.50% |
| 12 Month Fixed-Rate | 0.50% | 0.50% |
| 24 Month Fixed-Rate | 0.65% | 0.65% |
Checking Account Rates
| ACCOUNT TYPE | INTEREST RATE | APY** |
|---|---|---|
| City Club Relationship Banking | ||
| - Tier I (more than $50,000) | 0.40% | 0.40% |
| - Tier II ($0.00 - $50,000) | 0.25% | 0.25% |
| Index Checking | ||
| - Tier I (more than $249,999) | 0.75% | 0.75% |
| - Tier II ($0.00 - $249,999) | 0.05% | 0.05% |
*All products are priced daily and subject to change without notice. Fees could reduce earnings.
**APY=Annual Percentage Yield.
Additional information is available from any of our Customer Service Representatives.
Products and rates may vary by region.
