Checking Rates

Rate APY* Minimum to Open
Checking Plus - - $200
$0-$199 0.00% 0.00% -
$200 and above 0.05% 0.05% -
Business Plus 0.05% 0.05% $200
Advantage Checking - - $25
$0-$199 0.00% 0.00% -
$200 and above 0.05% 0.05% -
TheONE - - $5,000
$0-$999 0.00% 0.00% -
$1,000-$74,999 0.10% 0.10% -
$75,000-$99,999 0.15% 0.15% -
$100,000-$149,999 0.20% 0.20% -
$150,000-$199,999 0.25% 0.25% -
200,000 and above 0.50% 0.50% -
Index Checking - - $250,000
$0-$249,999 0.05% 0.05% -
$250,000 and above 1.49% 1.50% -
Community Investment 1.24% 1.25% $25

Savings Rates

Rate APY* Minimum to Open
Young Savers 0.05% 0.05% $5
Statement Savings 0.05% 0.05% $100
New Day 0.05% 0.05% $25
Advantage Savers 0.05% 0.05% $100
Holiday Club 0.05% 0.05% $5
Investment Flex Plus** - - $25,000
$0-$24,999 0.05% 0.05% -
$25,000 and above 0.75% 0.75% -

Money Market Accounts Rates

Rate APY* Minimum to Open
MMDA - - $1,000
$0-$199 0.00% 0.00% -
$200-$999 0.05% 0.05% -
$1,000 and above 0.10% 0.10% -
InvestmentONE - - $15,000
$0-$999 0.00% 0.00% -
$1,000-$74,999 0.10% 0.10% -
$75,000-$99,999 0.15% 0.15% -
$100,000-$149,999 0.20% 0.20% -
$150,000-$199,999 0.25% 0.25% -
$200,000 and above 0.50% 0.50% -
BusinessONE - - $25,000
$0-$2,499 0.00% 0.00% -
$2,500-$24,999 0.05% 0.05% -
$25,000 and above 0.10% 0.10% -
Rate APY* Minimum to Open
Earnings Credit Rate - 0.25% -

Health Savings Accounts

Rate APY* Minimum to Open
Health Savings Accounts - - $25
$0-$2,499 0.10% 0.10% -
$2,500-$9,999 0.15% 0.15% -
$10,000-$19,999 0.20% 0.20% -
$20,000 and above 0.25% 0.25% -

CDs-Fixed Rate & IRA

Rate APY* Minimum to Open
30 days 0.30% 0.30% $1,000
91 days 1.00% 1.00% $1,000
182 days 1.25% 1.25% $1,000
10 months 1.40% 1.40% $1,000
12 months 1.49% 1.50% $1,000
18 months 1.59% 1.60% $1,000
21 months 1.74% 1.75% $1,000
24 months 1.79% 1.80% $1,000
30 months 1.79% 1.80% $1,000
36 months 1.79% 1.80% $1,000
48 months 1.84% 1.85% $1,000
60 months 1.84% 1.85% $1,000

*APY=Annual Percentage Yield accurate as of the date shown and is subject to change without notice at the Bank’s sole discretion. Fees may reduce the earnings on the account. A penalty may be imposed for early withdrawal.

**A United Fidelity Bank Checking Account is required to open an Investment FlexPlus Savings.