Effective: 2/19/2021
Chicago, Illinois

Checking Account Rates

Rate APY* Minimum to Open
Now Account 0.05% 0.05% $1,500
Commercial Now 0.05% 0.05% $1,500

Money Market Account Rates

Rate APY* Minimum to Open
Personal MMDA - - $2,500
$2,500-$9,999 0.05% 0.05% -
$10,000-$24,999 0.10% 0.10% -
$25,000 and above 0.15% 0.15% -
Premium MMDA - - $50,000
$50,000 and above 0.15% 0.15% -
Business MMDA - - $2,500
$2,500-$9,999 0.05% 0.05% -
$10,000-$24,999 0.10% 0.10% -
$25,000 and above 0.15% 0.15% -

Savings Account Rates

Rate APY* Minimum to Open
Statement Savings 0.10% 0.10% $250
Senior Savings 0.10% 0.10% $100
Christmas Club 0.10% 0.10% $5
Vacation Club 0.10% 0.10% $5
Corporate Savings 0.10% 0.10% $250
Investment Flex Plus** - - $25,000
$0-$24,999 0.05% 0.05% -
$25,000 and above 0.50% 0.50% -

Health Savings Account Rates

Rate APY* Minimum to Open
Health Savings Accounts - - $25
$0-$2,499 0.10% 0.10% -
$2,500-$9,999 0.15% 0.15% -
$10,000-$19,999 0.20% 0.20% -
$20,000 and above 0.25% 0.25% -

Fixed Rate CD and IRA Rates

Rate APY* Minimum to Open
91 Days 0.35% 0.35% $1,000
182 Days 0.50% 0.50% $1,000
12 Month 0.60% 0.60% $1,000
18 Month 0.65% 0.65% $1,000
21 Month 0.75% 0.75% $1,000
24 Month 0.80% 0.80% $1,000
30 Month 0.85% 0.85% $1,000
36 Month 0.85% 0.85% $1,000
48 Month 0.90% 0.90% $1,000
60 Month 1.00% 1.00% $1,000

Member FDIC

*APY=Annual Percentage Yield accurate as of the date shown and is subject to change without notice at the Bank’s sole discretion. Fees may reduce the earnings on the account. A penalty may be imposed for early withdrawal.

**A United Fidelity Bank Checking Account is required to open an Investment FlexPlus Savings.

Products and rates may vary by region.

Additional information is available from any of our Customer Service Specialists.