Commercial Loan Officer – Evansville, IN

Department: Commercial Lending

Job Status: Full Time

FLSA Status: Exempt

Grade/Level:

Work Schedule: Monday – Friday 8:00am – 5:00pm

Location: Evansville, IN

Reports To: SVP, Commercial Credit

Amount of Travel Required: Travel to Clients on an as needed basis

Positions Supervised: None

Position Summary

This individual will be responsible for soliciting and servicing prospective customers producing a variety of commercial loans as well as generating and managing a portfolio of business and corresponding relationships, while seeking new accounts through calling efforts, marketing, and referrals.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Analyze potential loan markets and develop referral networks to locate prospects for loans.
  • Market bank products to individuals and firms, promoting bank services that meet customers’ needs.
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
  • Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Submit credit requests and appropriate financial information to credit analysts to determine creditworthiness of applicant.
  • Handle customer complaints and take appropriate action to resolve them.
  • Stay abreast of new types of loans and other financial services and products to better meet customers’ needs.
  • Review and update credit and loan files.
  • Negotiate payment arrangements with customers who have delinquent loans.

Position Qualifications

Education: Bachelor’s Degree (four year college or university)

Experience: Five years of commercial lending experience preferred

Computer Skills: MS Office