While identity theft is rapidly on the rise, the steps to prevent it remain simple and very effective.

    Passwords

Have secure passwords that include letters and numbers.
Memorize your passwords, don't write them down on paper that can be lost or stolen.
Change your passwords on a regular basis. Change immediately if you have lost or misplaced your ID.

    Mail

Take sensitive outgoing mail directly to the post office.
Get a lock for your post office box or mail box.
Consider receiving payments and bank statements automatically online instead of in the mail.

   Garbage

Shred all documents that contain any personal information before you throw them away.
Keep track of pay stubs or bank receipts.

   Monitoring

Keep up with your bank accounts; reconcile monthly to determine if the information remains accurate.
Make note of purchases and compare your account totals with the bank.

   Computing

Make sure your operating system, web browser, and anti-virus software are kept up to date and working.
Put passwords on any home networks and routers.
Keep a firewall running.