| Statement Savings Accounts |
| A daily interest savings account which can be
linked to the automatic teller for after banking hours. A $100
minimum balance is required to open this account. The Statement
Savings Account earns a competitive interest rate. The account
is accessed by using personalized deposit and withdrawal slips.
Statements are sent quarterly, however, accounts with Electronic
Funds Transfers including ATM activity will be sent monthly.
Disclosures will be provided at account opening.
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