| Money Market Deposit Account |
| MMDA is a savings account with the unique feature of check
writing privileges. The customer has total access to his or
her money. There are no restrictions on deposits or in-house
withdrawals. Customers may write up to three checks each monthly
cycle. As long as a $1,000 balance is maintained, money market
rates are earned.
Personalized checks are available, but not required, for
this account. Free checks for customers 50 years young and older.
Disclosures will be provided at account opening.
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Housing Lender, All Rights Reserved.