United Bank delivers the personal banking services you need. We focus on products and services designed to save you time and money. Review the serves United Bank provides below.

Please contact an United Bank Office Manager for an appointment to discuss your specific needs (812) 424-0921 or 1-800-280-8280.

Checking Accounts
Access your money easily with one of our Checking Account options. All United Bank checking customers receive unlimited check writing. Be sure to apply for a ONECheck Checking and ATM Card, and ask about our overdraft protection.
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Savings Accounts
United Bank has a savings plan for all types of savers. Access your money easily with one of our Savings Account options. You may write checks for larger infrequent purchases with a money market deposit account.
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Certificates of Deposit
Commit your money to increased earnings with a CD. Earn higher interest rates with our CD's that offer a variety of terms and balances.
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Retirement Accounts
Plan ahead for retirement and take advantage of tax-deductible savings now, or save for your child's education.
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Education Savings
The Coverdell Education Savings Account, formerly called the Education IRA, is designed to encourage savings for post-secondary education. Earnings are tax-free when utilized for qualified education expenses.
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Health Savings
If you have a high deductible health plan (HDHP), you may be eligible for a United Bank Health Savings Account.
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Access Anytime Personal Banking
Access your account balances, view your accounts transactions, transfer funds between accounts, wire transfer funds, pay bills online and much more.
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Ultimate Deposit Direct
Our most innovate business-banking tool gives you the ability to use a small, PC-compatible, desktop scanner to convert paper checks into electronic images and deposit them directly into your United Bank account.
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Notice Of Changes In Temporary FDIC Insurance Coverage For Transaction Accounts
In accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act, from December 31, 2010, through December 31, 2012, all funds in "noninterest-bearing transaction accounts" are insured in full by the Federal Deposit Insurance Corporation. This unlimited coverage is in
addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearng transaction account" includes a traditional checking account (or demand deposit account) on which the insured depository institution pays no interest. It does not include any transaction account that may earn interest, such as a negotiable order of withdrawal ("NOW") account, money-market deposit account, or Interest on Lawyers Trust Account ("IOL TA"), even if checks may be drawn on the account.

The temporary full insurance coverage of "noninterest -bearing transaction accounts" expires on December 31,2012. After December 31,2012, funds in noninterest-bearing transaction accounts will be insured under the FDIC's general deposit insurance rules, subject to the Standard Maximum Deposit Insurance Amount of $250,000.

For more information about FDIC insurance coverage of transaction accounts, visit www.fdic.gov.