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Personal Checking Accounts

All United Bank checking customers receive unlimited check writing. Be sure to apply for a ONECheck Checking and ATM Card and ask about our overdraft protection.

Bring us your unused checks from your old financial institution and we will put $10.00 into your United Bank account.

Please contact an United Bank Office Manager for an appointment to discuss your specific needs (812) 424-0921 or 1-800-280-8280.

For helpful hints on avoiding check scams click here.

Warning - Click here to view a new Phishing Alert involving the Department of Financial Institutions!

  Minimum Balance Earns Interest Monthly Fee Check Card
New Day Checking - No $8 No
No Fee Checking - No - Yes
Checking Plus $200 Yes - Yes
Advantage Checking - Yes* - Yes
The ONE Account $5,000 Yes - Yes

* when balance is greater than $200.

New Day Checking
The perfect "second chance" for those who have been denied a checking account or have had a checking account closed due to special circumstances or past financial challenges.
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No Fee Checking
This non-interest bearing checking account requires NO minimum balance and offers outstanding features.
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Checking Plus
This account offers you all the great features of our regular checking account plus you earn interest.
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Advantage Checking
Our Advantage Checking account offers customers age 50 and over great features.
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The ONE Account
The ONE Account offers you the accessibility of a checking account and earns a higher interest rate. more »

ONECheck Card
The ONECheck Card is our ATM card that works like a check.
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Checking Services
Overdraft Protection, Direct Deposit, Automatic Transfer, Combined Statements, Bank-by-Mail
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