Mortgage Lending

At United Bank, our goal is to help make the entire mortgage process a less intimidating and more satisfying experience for everyone--customers, builders and real estate agents. We know that buying or building a home is an investment that deserves expert financial advice.

Please contact an United Bank Loan Officer for an appointment to discuss your specific needs (812) 424-0921 or 1-800-280-8280.

Home Possible Mortgage Loan
Home Possible Mortgage Loan requires 3% down. It is ideal for first-time home buyers, move-up borrowers, and individuals wanting a low down payment requirement.
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Fixed Rate
The Fixed-Rate Mortgage is amortized at a constant fixed rate over the life of the loan.
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Adjustable Rate Mortgage
The Adjustable Rate Mortgage typically provides an initial lower mortgage rate than a fixed rate making your initial monthly payments lower.
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Swing Loans
Swing Loans allow customers to use the equity in their current home to purchase a new home.
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Construction Loans
Construction loans are offered with choice of variable rate and fixed rate financing. One time closing on construction / permanent mortgage loans.
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