Business Banking

United Bank provides a vast array of financial products to assist business owners in their goal attainment. Whether you are seeking financing for real estate, equipment or operations, please contact an United Bank Office Manager for an appointment to discuss your specific needs (812) 424-0921 or 1-800-280-8280.

Checking Accounts
Access your money easily with one of our Business Checking Account options. All United Bank checking customers receive unlimited check writing.
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Savings Accounts
United Bank has a savings plan for all types of savers. Access your money easily with one of our Savings Account options. You may write checks for larger infrequent purchases with a money market deposit account.
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FREE Courier Service
Our friendly, professional courier will come to your company when it is convenient for you.
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United Bank and Elan Business Credit Cards
United Bank knows business owners are looking for a variety of features and options in a credit card. Elan presents a wide range of credit card products for business use featuring managements summary reports and purchase protection.
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Commercial Lending
Working Capital Loans, Term Loans, Lines of Credit, SBA 7A Loans, SBA 504 Loans, Commercial Real Estate Loans, etc.
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Ultimate Access Business Banking
Access your account balances, view your accounts transactions, transfer funds between accounts, wire transfer funds, pay bills online and much more.
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Ultimate Deposit Direct
Our most innovate business-banking tool gives you the ability to use a small, PC-compatible, desktop scanner to convert paper checks into electronic images and deposit them directly into your United Bank account.
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Notice Of Changes In Temporary FDIC Insurance Coverage For Transaction Accounts
In accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act, from December 31, 2010, through December 31, 2012, all funds in "noninterest-bearing transaction accounts" are insured in full by the Federal Deposit Insurance Corporation. This unlimited coverage is in
addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearng transaction account" includes a traditional checking account (or demand deposit account) on which the insured depository institution pays no interest. It does not include any transaction account that may earn interest, such as a negotiable order of withdrawal ("NOW") account, money-market deposit account, or Interest on Lawyers Trust Account ("IOL TA"), even if checks may be drawn on the account.

The temporary full insurance coverage of "noninterest -bearing transaction accounts" expires on December 31,2012. After December 31,2012, funds in noninterest-bearing transaction accounts will be insured under the FDIC's general deposit insurance rules, subject to the Standard Maximum Deposit Insurance Amount of $250,000.

For more information about FDIC insurance coverage of transaction accounts, visit